First, ICBC credit cards can be overdrawn for cash withdrawal, and the withdrawal amount is half of the credit card amount. Overdraft withdrawal does not exceed 2000 yuan per card every day.

Second, there is no interest-free period for overdraft withdrawal. From the date of withdrawal, the interest of 0.5 ‰ of the cash amount will be charged every day, and the interest will be compounded monthly until the principal is paid off.

Third, if you use a credit card and repay it in full on the due date, you can enjoy interest-free consumption.