Hello! You can try to apply for a full-currency credit card with no handling fees and no annual fees for life.
Application conditions for China Merchants Bank credit card: Applicants should be between 18 and 60 years old (25 to 60 years old for overseas applicants), have certain financial capabilities and have a good credit record. The result of credit card application shall be subject to actual review by our bank. Information: Credit card application form from our bank, copy of front and back of ID card (foreigners: passport and residence permit or employment permit; Taiwanese: Taiwan compatriot card and employment permit; Hong Kong and Macao residents: return permit and employment permit/residence permit) and work certification documents issued by the unit.
In addition, providing the following information will help increase your credit limit, such as: copies of China Merchants Bank’s savings account statements for the past three months; original asset balance certificates for financial accounts opened by China Merchants Bank; copies of real estate certificates (including my name) + a copy of any utility invoice for the property in the past 3 months; a copy of my car driving license.
Please search through the credit card family portrait and select the credit card that meets your personal requirements: /CCPRODUCT/cardlist.aspx
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