1. China Merchants Bank has a large number of credit cards, and its credit card application threshold is relatively low. As long as there is no problem with personal credit information and there is a stable job and income, it can be approved.
2. Bank of Communications pays more attention to academic qualifications in credit card applications, and applicants with higher academic qualifications will get higher credit lines. Bank of Communications has a fast credit card application process and a fast card issuing speed.