In the credit report, the expression "with an asterisk" usually means that there is a bad record or a high risk level on a specific project, which is generally marked with an asterisk. Bad records usually refer to loans overdue, unpaid credit card bills and records involving credit fraud. If there are stars, it will have a negative impact on the credit score. Therefore, in daily life, we must maintain good financial behavior and avoid bad credit records.

Once the credit record has a star, it will have a great impact on personal life and finance. For example, when applying for financial services such as credit cards and loans, they may be rejected or asked to provide higher guarantees; It will also be affected in terms of renting houses and employment. Therefore, maintaining good financial behavior is very important for maintaining your credit record.

If there is a star situation, you need to take measures to restore your credit record as soon as possible. The first step is to pay off all overdue loans or arrears as much as possible to avoid more bad records. Secondly, you can apply for a credit card to restore your credit history, but you need to pay attention to moderate consumption and full repayment. Finally, you can apply to the bank for the service of eliminating bad records or extending the credit period. In short, it takes some time and effort to improve the credit record with the stars, but as long as we maintain good financial behavior, we can finally restore a good credit record.