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How to increase the limit of ICBC credit card

How to increase the limit of ICBC credit card

The new ICBC credit card must be used for more than 6 months. When applying to increase the limit, the consumption situation in recent months will be checked, so Before increasing the limit, you should use more credit card purchases, so that it will be easier to increase the limit. When increasing the limit, you can also submit proof of financial resources to let the bank know your repayment ability, so that the bank will be happy to increase the limit.

How to increase the limit of ICBC credit card: 1. Search "ICBC" on your computer browser, then enter the official website, select "Credit Card - Limit Adjustment", then fill in the information as prompted, and finally submit, ICBC The credit limit will be adjusted for you based on the information; 2. Log in to ICBC e-Life on your mobile phone, then click "Use Card", choose to adjust the permanent limit or temporary limit, and follow the prompts to complete; 3. Use your mobile phone to dial 95588 directly, and then select "6 Credit Card Services - 9 Manual Services", choose to apply to adjust the credit card limit.

How to increase the limit of ICBC credit card? 8 ways to increase the limit of ICBC credit card

How to increase the limit of ICBC credit card? Some netizens asked for help and said that although their ICBC credit cards were approved, they only had a limit of a few hundred yuan, which was not even enough to buy a coat. The solutions given by card friends are generally to ensure that the card is used well and to maintain the card slowly. But how to increase the limit?

8 ways to increase the credit limit of ICBC credit card

1. Top-up method

Practical operation: Directly recharge foreign currency. The more you recharge, the faster the limit will be increased. , you can directly call customer service and tell them that you want to go abroad and increase your credit limit, and it will happen naturally. You can also top up RMB and use some methods to spend it. Call customer service and they will tell you that the amount of consumption is large and the limit is not enough, so you need to increase the limit.

2. Easy Loan Method

Practical operation: Some friends can check whether there is an Easy Loan in mobile banking. If there is an Easy Loan limit, they can call customer service directly without approval. You can raise the amount directly.

3. Industrial Star Level Method

Practical operation: You can pledge to increase the star rating, and you can buy and sell precious metals. As the star rating goes up, the quota will also increase.

4. Swipe multiple times

Practical operation: For example, for a small card with a limit of 1,000 yuan, deposit 1,000 yuan every day to swipe it out, then deposit it and swipe it out again. You can swipe your card for consumption, and if you don’t have so much money to waste, you can swipe it for others. You must have points for consumption, swipe them every day, and call to apply for an increase after 7 to 10 days. The reason is that my trading volume is large and the quota is not enough.

5. Submit property certificates

Practical operation: Directly submit proof of property, car ownership, etc., and directly withdraw the amount.

6. Swipe enough at one time

Practical operation: It is still a small card with a limit of 1,000 yuan. Deposit 20,000 or 10,000 at a time, deposit it, finish it in a short period of time, and then make a phone call. Apply for an increase.

7. Abnormal staging

Some cardholders started testing it with their own ICBC cards and those of their friends in 2012. As of 2014, the success rate was over 90%. The credit limit curve of this card is: 5,000 yuan - 8,000 yuan - 15,000 - 30,000 - 50,000 - 70,000. Such an arduous and persevering process is worth explaining.

Practical operation: Make installments like crazy, no matter whether you are buying a washing machine or a humidifier, or even cash, all those who can make installments should do so. In order to reduce losses and lower installment handling fees, installments are the It doesn’t need to be too long, just 3-9 issues.

Remember! First, do not repay according to the repayment amount, but repay in full. Second, you must ensure 5-6 normal POS purchases every month. The amount of each transaction does not need to be too high, even a few dozen yuan is fine.

8. Send the code directly

Practical operation: Send the code to increase the amount, and you will know the result soon. If the score has been reached, you can mention it at any time, send a message, and it will come immediately. Quota, that’s what many intermediaries do.

How to increase the limit of ICBC credit card?

The methods to increase the limit of ICBC credit card are:

1. Increase the limit by calling customer service: Cardholders can call ICBC Credit Card to increase the limit. The center phone number is 95588, press 9 for manual service. Apply directly to the customer service staff to increase your ICBC credit card limit. This method is relatively simple in operation and suitable for all cardholders.

2. Fax limit increase: Cardholders can call 95588-6 to send a fax to request a credit card limit adjustment application form. Fill in the relevant information correctly and fax the receipt to ICBC customer service. Submit the credit card limit adjustment application form to the local credit card center. If it meets the limit adjustment standards, it can be successfully processed in a few working days.

3. Self-service terminal limit increase: There are now self-service terminals in some areas. Users in those areas can also perform self-service credit card limit increase operations through multimedia terminals at business outlets. During major festivals or due to large consumption needs, ICBC credit card users can also apply to the local credit card center for temporary limit adjustment.

4. Counter limit increase: Cardholders can bring their ID card, credit card and other relevant supporting materials to the counter of a bank outlet to find relevant staff to make a credit card limit increase.