Of course. Vipshop Credit Card is a co-branded card cooperated by China Construction Bank and Vipshop. It has many Vipshop-related rights and interests. But apart from these special benefits, it is just a standard IC credit card, with installment functions of course.

You can apply for installment after consumption. The types of applications include consumption installment or bill installment.

Consumption installment means that after consumption, you apply for installment for your single consumption of more than 1,000 yuan two days before the bill date. This is applied on a transaction-by-transaction basis. This is applied for a single transaction.

Bill installment means applying for installment payment of the billed consumption amount between the day after the bill date and the final repayment date (can only be applied for once in 30 days). The minimum application amount is RMB 500, and the maximum amount shall not exceed 90% of the total consumption amount in the issued bill (excluding cash withdrawals, installment payments and other transactions specified by CCB). This is applied for the entire billing period.

You can choose an installment to apply based on your own needs. Specifically, you can also log on to the CCB Credit Card website and click on the corresponding installment to learn more.