If users do not apply for RMB prepayment account, they need to apply to CCB outlets that have opened this service. When signing an appointment account for repayment of arrears in US dollars, it is also necessary to indicate whether it is a US dollar account or a RMB account (choose one).
Extended data:
Matters needing attention in inquiring about regular repayment:
1. Automatic repayment can only be made after the scheduled repayment takes effect. In order to avoid repayment delay, users need to call the 24-hour service hotline two days before the due repayment date to check whether the scheduled repayment is effective through self-service voice. If it has not yet taken effect, the current account still needs to be voluntarily returned to the outlet.
2. Before the due repayment date, the user will deposit the repayment amount in full into the reserved repayment account (at least deposit more in 5 yuan RMB to ensure the successful deduction). If the balance is insufficient, no deduction will be made, and the repayment is unsuccessful, the corresponding interest expenses will be borne.
3. When signing an appointment repayment account to repay the arrears in US dollars, the user needs to specify a US dollar account or a RMB account (choose one).
4. If the user decides to use RMB to purchase foreign exchange for overseas transactions without making an appointment for repayment account, he will deposit the full amount of RMB (RMB = USD account balance * exchange rate) into the Longka credit card account after the bill date and before the due repayment date, and call the 24-hour service hotline to apply for foreign exchange purchase on the day of deposit.
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