You can still use your credit card if it is frozen and paid off.

The reasons for credit card freezing are as follows:

Multiple overdue or late payments;

Suspicion of cashing out;

Property frozen by the court.

Methods to resolve credit card freezes:

Repay in full, call customer service and ask for unfreezing. As a result, the credit limit may be reduced, but if there are not many overdue times, customer service will generally give you a refund. Unfrozen;

Provide your credit card consumption vouchers in the past year;

If the property has been frozen or confiscated due to various disputes, the credit card will also be frozen. This situation is relatively rare. .