How to cancel a credit card bound to WeChat
The process of unbinding a credit card on WeChat is:
1. Open WeChat and click "Me-Payment-Wallet";
2. Select the "Bank Card" option;
3. Find the credit card you want to unbind and click on the card;
4. Click "" in the upper right corner, Then click "Unbind" below;
5. Enter the payment password to unbind.
WeChat Pay is a third-party payment platform under Tencent Group and is committed to providing users and enterprises with safe, convenient and professional online payment services. With the core concept of "WeChat payment, more than just payment", it has created a variety of convenient services and application scenarios for individual users. WeChat Pay provides professional collection capabilities, operational capabilities, fund settlement solutions, and security guarantees for various enterprises and small and micro merchants. Users can use WeChat Pay to shop, eat, travel, seek medical treatment, pay utility bills, etc. Enterprises, products, stores, and users have been connected through WeChat, making smart life a reality.
The development history of WeChat Pay:
On August 5, 2013, Tenpay cooperated with WeChat to launch WeChat Pay. WeChat payment is officially launched.
On January 4, 2014, Didi Taxi connected to WeChat Pay and exceeded 100,000 orders in 3 days.
On January 27, 2014, WeChat officially launched WeChat red envelopes, which quickly became popular.
On August 28, 2014, the smart life industry-wide solution was officially announced.
On February 18, 2015, the Spring Festival Gala red envelopes were launched, and 1.01 billion times were sent and received, creating a new era of universal red envelope interaction during the Spring Festival.
In May 2015, the number of change users exceeded 300 million.
In January 2016, WeChat Pay was connected to more than 300,000 offline stores.
On August 8, 2016, the world's first mobile payment festival "88 Smart Life Day" was created to advocate a low-carbon and efficient lifestyle.
On June 29, 2018, WeChat Pay and the Michelin Guide announced their agreement in Guangzhou
Starting from October 1, 2018, WeChat Hong Kong Wallet will officially provide mainland mobile payment services to Hong Kong users . When users make purchases at mainland merchants, WeChat Hong Kong Wallet will automatically convert the RMB amount to be paid into the corresponding Hong Kong dollar amount. During the service promotion period, users can use WeChat Hong Kong Wallet to make purchases at mainland merchants without paying handling fees.
In October 2019, the WeChat payment wallet portal launched the bank savings service (visible only to some users). Click on bank savings to jump to ICBC deposit products. Users who agree to the "ICBC Fixed Deposit Related Agreement" can open an ICBC deposit account for free and choose to deposit, with a three-year interest rate of 3.85, which can be withdrawn at any time, and there is no need to jump to ICBC to operate.
In May 2019, the Nepalese Central Bank issued an order: the use of international payment systems such as Alipay, WeChat Pay and cross-border POS machines in Nepal (except those authorized by Nepalese officials) is illegal. Yes, the relevant personnel will be punished according to relevant laws. In early February 2020, WeChat Pay obtained an operating license from the Nepalese central bank. The Reserve Bank of Nepal has approved WeChat Pay to operate in the country, and WeChat Pay is officially and legally used in Nepal.
On July 28, 2020, Industrial and Commercial Bank of China (Turkey) Co., Ltd., Tencent, Istanbul New Airport Operation Company and New Airport Duty Free Shop jointly held an online signing event for WeChat payment business. Since then, Chinese tourists can use WeChat payment at duty-free shops at Istanbul New Airport.
On September 30, 2021, Tencent WeChat Pay and UnionPay Cloud QuickPass jointly issued a statement on deepening payment cooperation and interconnection. The statement said that in order to actively respond to the central bank's guidance and requirements to promote a smooth payment system and based on user transaction security and mutual trust and reliable cooperation, Tencent WeChat Pay is promoting deeper interconnection with UnionPay Cloud QuickPass at both the payment and service levels.
In October 2021, WeChat Pay officially launched brand video accounts, providing the ability to jump to videos after payment, live broadcast reservations after payment, brand red envelopes, jump to video accounts in mini programs after payment, and issue coupons for brands.
On November 16, 2021, the WeChat payment applet supports the UnionPay Cloud QuickPass function.
How to unbind a credit card from WeChat
To unbind a credit card from WeChat, just follow the steps below:
Step 1 : Log in to WeChat on your mobile phone;
Step 2: After entering WeChat, click "I" in the lower right corner of the page;
Step 3: Click on the "Payment" column;
Step 4: Click the "Wallet" option on the "Payment" page;
Step 5: Click "Bank Card" in "Wallet";
Step 6: You can see the card you have bound on the "Bank Card" page, select the credit card you want to unbind, and click to enter the details page;
Step 7: Click " ..." icon;
Step 8: Click the "Unbind" option that pops up;
Step 9: Enter the payment password and verify the identity to unbind. . After the unbinding is successful, there will also be relevant prompts on the page.
If you want to add a bank card for binding, just click the "Add Bank Card" option on the "Bank Card" page after completing the fifth step, then enter the payment password and verify your identity. You can now bind the card. Just follow the page prompts and enter bank and other relevant information to bind.
Bank cards refer to credit payment instruments issued to the public by approved commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposits and withdrawals, etc. Bank cards reduce the circulation of cash and checks, allowing banking business to break through the limitations of time and space and undergo fundamental changes. The application of the automatic bank card settlement system has made the dream of a "checkless, cashless society" a reality.
Generally, bank cards are divided into credit cards and debit cards according to whether they grant the cardholder a credit limit.
Debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring money, depositing and withdrawing cash, and spending money. A special card is a debit card used in a specific area and for special purposes (referring to purposes other than department stores, restaurants, and entertainment industries). It has the functions of transferring funds, depositing and withdrawing cash. A stored-value card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage at the request of the cardholder and directly deducts funds from the card during transactions.
Debit card [debitcard] can be used for consumption online or at POS, or transfer and withdrawal through ATM. Overdraft is not allowed, and interest is calculated on the amount in the card based on current deposits. Funds are withdrawn directly from the savings account when spending or withdrawing money. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their levels; they can be divided into domestic cards and international cards according to their scope of use.
Credit cards are divided into credit cards and quasi-credit cards. A credit card refers to a credit card in which the card-issuing bank gives the cardholder a certain credit limit, and the cardholder can consume within the credit limit first and repay later. A quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund as required by the bank. When the reserve fund is insufficient to pay, the cardholder can overdraw within the credit limit specified by the card-issuing bank.
Industrial and Commercial Bank of China: Peony Card, Bank of China: Great Wall Card, Bank of China Card, China Construction Bank: Dragon Card, Agricultural Bank of China: Golden Harvest Card, Bank of Communications: Pacific Card, China Merchants Bank: Sunflower Card, Industrial Bank: Industrial Bank Card, Hua Xia Bank: Hua Xia Card, China Minsheng Bank: Minsheng Card, China Everbright Bank: Sunshine Card, Postal Savings: Green Card, etc.
How to delete a credit card bound to WeChat? 1. First log in to WeChat, click Me in the lower right corner of WeChat, and click Me directly in the WeChat Me interface. wallet.
2. After entering the WeChat wallet, click directly on the bank card in the upper right corner.
3. After entering the WeChat bank card interface, you can directly see the bank card bound to WeChat, and then click on the bank card you want to unbind.
4. After opening the credit card interface bound to WeChat, click directly on the... icon in the upper right corner.
5. Then directly click on Unbind that pops up at the bottom.
6. After clicking, the authorization interface for unbinding the bank card will pop up. Enter the WeChat payment password directly.
7. After the authorization is confirmed successfully, WeChat prompts that the bound credit card has been successfully unbound.
That’s it for the introduction of how to delete a credit card on WeChat.