What are the platforms for credit card repayment?

51 Credit Card Manager, WeChat, Alipay, Kanniu, etc., these are repayment channels; Xiaoying, Shengbei, Huanbei, etc., these are third-party repayment platforms, think of Xiaodai; Le Maozhifu, Tenglvtong, Softbank, etc. These are smart repayment apps. Credit card repayment that helps repay the loan refers to when the cardholder's credit card consumption reaches the final repayment date. In order to ensure the cardholder's good credit record, The bill consumption funds will be returned to the bank. In-bank repayment

This repayment method mainly includes: card-issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

Mobile repayment

The mobile phone is a personal payment terminal of the mobile financial system, which can be used to directly repay the loan by swiping the card, and can also perform transfers and other services. Instant payment!

Convenience store repayment

Convenience store repayment is mainly completed through the "Lakala" smart payment terminal installed in the convenience store. It usually takes 2 to 3 working days to arrive in the account, and there is no handling fee for repayment using this method.

Online repayment

The more common online repayment methods in China include: Baidu Wallet, UnionPay Online, Kuaiqian, Shengfutong, Alipay, Yipay, etc. Depending on the platform and bank you choose, the charging standards and specific payment arrival time will be different.

Inter-bank transfer

Inter-bank transfer/remittance repayment is mainly divided into two methods: inter-bank inter-bank in the same city and inter-bank inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

Counter Pass

Counter Pass refers to the bank cards issued by various networked financial institutions. RMB current deposits can be made through the counters of other bank branches registered in the UnionPay Exchange Center host system. Withdrawal transactions.

Lakara

Cardholders can complete credit card repayments, mobile phone recharges, online bill payments and other services through convenience stores, bank outlets or purchase Lakara device terminals.< /p>

Xinfutong

The "Xinfutong" smart card swiping phone is independently developed by China UnionPay, certified by the Bank Card Testing Center, and supported by financial services provided by China UnionPay's inter-bank information exchange network Innovative electronic products.

Repayment Pass

Use "Repayment Pass" to repay, and the fees are generally charged according to the local inter-bank transfer fees and long-distance inter-bank transfer fees stipulated by the local People's Bank of China. .

Intelligent repayment

The main function of this new industry is to use about 5%-10% of the balance in the card to formulate consumption and repayment plans and then pay through licensed payment methods. The company implements automatic recurring consumption repayments to achieve full repayment and charges a certain handling fee. The basic functions include bill management, local payment, free card application, etc. "

What are the products for repaying credit cards?

As the concept of spending first and paying later takes root in the hearts of the people, more and more people choose to pay with credit cards. However, if they use it more, it is inevitable that they will not be able to pay. I have collected and sorted out some credit card agents. Return the product for your reference in case of emergency.

Huanbei

Huanbei is a credit card bill installment app that helps users pay off their credit cards in low-interest installments. Users then repay the money to Huanbei, and Huanbei provides the bank's minimum repayment. 50% off interest, the maximum limit is 30,000, you can freely choose 3/6/12 repayments.

Xiaoying Kadai

The loan amount of Xiaoying Kadai is between 2,000-50,000 yuan, and the loan period is 3-12 periods. The banks that currently support repayment include: China Construction Bank, Bank of China, China Everbright Bank, Industrial Bank, China CITIC Bank, China Merchants Bank, Minsheng Bank, Hua Xia Bank, Ping An Bank, Shanghai Pudong Development Bank, China Guangfa Bank, Bank of Shanghai, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of Communications, Bank of Beijing.

Kuaiyihua

Kuaiyihua is a consumer finance credit payment service launched by Kuaiqian Company for individual users. After applying for activation, you can enjoy the convenience of shopping first and paying later. Service, and like a credit card, you can enjoy a one-month interest-free period, or use automatic installment payments.

You can repay the loan

The credit card reimbursement product launched by Ping An Bank has loan amounts ranging from 1,000 to 100,000 and a monthly interest rate of 1.17%. Currently, it only supports credit cards from 17 mainstream banks. They are: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, Everbright Bank, Guangfa Bank, Huaxia Bank, Minsheng Bank, Ping An Bank, Industrial Bank, China Merchants Bank, Shanghai Pudong Development Bank, China CITIC Bank, Postal Savings Bank, Shanghai Bank, Bank of Beijing.

Kakadai

The main feature of Kakadai is low-rate credit card repayment. Pure online application requires completing identity authentication, credit card binding, mobile phone real-name and credit verification. The more complete the information you provide and the better your credit conditions, the more you can apply for a repayment credit card limit of up to 50,000 yuan.

Sina Youhuan

A credit card repayment app developed by Sina Aiwen HP. Credit card users can submit application review information through the Sina Youhuan App and WeChat service account, and the maximum loan amount can be 20,000 yuan, interest is charged based on the actual number of borrowing days, and is charged at one thousandth of the daily borrowing amount. The term is one month, and early repayment is possible.

What software can help pay off credit cards?

Nowadays, there are many loan borrowing services on various platforms, and there are many brands. Many users are also very selective, especially now that a certain kind of loan is not available and they need to find other platforms. There are still many such projects for repayment, especially many APPs that find out the psychology of users and choose some other platforms for repayment. There are many online searches, so the editor will show you some that are trustworthy. Credit card payment software.

First of all, what we need to understand is that Huanbei APP is also a repayment product with a large number of users and high practicality. The repayment is a brand owned by Shanghai Shuhe Technology, and the brand is the role of users. It is relatively wide and has wide coverage. It can help users repay credit cards in low-interest installments and borrow timely. The APP borrows money from the platform and then repays it to another platform in time. Repay the money to Huanbei APP, so that you can postpone the repayment through recurring borrowing and repayment.

There is also Kakadai APP. This APP is a fully intelligent credit card repayment platform, and the service number and application number of the APP can be applied on the APP. You only need to fill in your own relevant information. You can register for a loan with your information number, and the advantage of this loan is that it has low risk, and the loan service efficiency is guaranteed to be high. The loan capital is also relatively high, which can reach about 50,000, and the monthly fee is as low as 0.5%. The borrowing speed is relatively fast, usually the loan is released on the same day, and the installment model is provided with even-numbered repayments from 6 to 24 installments.

You can also choose Shengbei APP. Shengbei APP is the earliest Internet financial brand to introduce balance loans in China, and it is supported by Harbin Bank’s net lending, which shows that the APP is a very reliable fund. It is a platform with a very sufficient chain, and it can also be borrowed in three installments, including 3 installments, 6 installments, and 12 installments. The standard repayment fee is generally about 70% of the bank fee.

The above three credit card repayment software are relatively reliable. Of course, there are also other repayment APPs. However, each repayment APP has different repayment interest rates, different methods and even different risks. Likewise, try to choose several refund apps with high user rates, high support rates, and high frequency of use.

Which credit card repayment app is the most formal?

The popularity of credit cards is already very high. Many people will encounter problems of one kind or another in their daily use. Regarding credit card repayments, Problems occur frequently. Many people forget to repay or miss repayments because they forget the repayment time and misremember the repayment amount. Today, the editor will take you to take stock of those credit card repayment apps and compare which one is more convenient and easy to use.

What are the credit card repayment apps?

What are the credit card repayment apps? There are actually quite a few credit card repayment APPs on the market today, and the more familiar ones are WeChat, Alipay, UnionPay, etc. Next, let’s look at them one by one.

1) WeChat, WeChat credit card repayment is a commonly used method for credit card repayment, mainly because WeChat can provide bill inquiry functions, repayment date settings, etc. For those who are busy at work and often forget to repay the credit card, It’s more convenient for those who are short on time.

However, since WeChat requires a handling fee of 0.1% of the repayment amount for each credit card repayment, the number of people using it has decreased a lot.

2) Jabaobao, this is a credit card WeChat service platform for bill deferred repayment. After binding the credit card, you only need to set the repayment date, the amount to be repaid and the number of repayments. Yes, the handling fee for deferred repayment of a credit card debt bill of 10,000 yuan is 56 yuan. After the deferred repayment of Baobao's bill, the credit card will not incur any fees in the same month. It is fast and convenient, with one-click operation. Many friends like to use this. When cardholders have no funds to repay or have difficulty repaying, they can use deferred repayment. Long-term and stable credit card consumption and repayment can effectively help credit card holders improve their personal credit scores and consumption limits.

Which APP is the best to use to repay credit cards? These three methods are available

Whether a credit card can be repaid in full on time is directly related to the cardholder’s personal credit. If If you are overdue, it will discredit your credit report and directly affect the smooth progress of future credit activities. There are many ways to repay credit cards. Today I will sort it out for you and see which APP is the best to use to repay credit cards.

1. Repay credit card with WeChat APP

As long as the credit card is bound to WeChat, you can use WeChat change or debit card to pay the credit card bill through WeChat. When cardholders use WeChat to repay their credit cards, they must understand the repayment arrival time of each bank. For example, Industrial Bank, CITIC, Ping An, Agriculture, Minsheng, and Everbright support real-time payment; China Merchants Bank, ICBC, and Bank of Communications support same-day payment, etc.

2. Repay credit cards on Alipay APP

On the Alipay homepage, you can find the "Credit Card Repayment" entrance. As long as you add your credit card information, you can use your savings card and account balance to repay. payment. Cardholders can pay attention to the arrival time prompted by the system to avoid delays in arriving the account in time. You can set up scheduled repayments using the Alipay APP for repayment.

3. Mobile banking APP to repay credit cards

Which APP is the best to use to transfer funds to credit cards? The above three are introduced. If you are afraid that you will forget to repay, you can also set a repayment reminder. Or activate the automatic repayment function. Credit card repayment is a big or small matter. If your personal credit score is affected by overdue repayment, the gain outweighs the loss.

Which credit card repayment tool is better?

The credit card repayment tool, KaBang Manager, is better. KaBangGuanJian is the best credit card repayment app. It has three main functions, namely returning empty cards, returning smart cards, and swiping cards. Kabang Butler has very good stability, many routing channels, and UnionPay registration is highly secure. Not only can you swipe your card to repay, but you can also share it with friends to make money, killing two birds with one stone.

1. Card Helper

Empty card return is used when the user’s credit card is completely maxed out and there is not much available credit. The return rate for empty cards is 125 yuan per 10,000 yuan. You just need to ensure that there is enough money in the card for the handling fee. Smart return is used when the user's card still has a certain amount of available credit. The rate is 85 yuan per 10,000 yuan + 1 yuan per time. For example, the user's card credit limit is 30,000 yuan, and the user's card credit limit is 30,000 yuan. When you only have a few hundred yuan left, you can only use an empty card to pay it back. The fee for repaying 30,000 yuan is 375 yuan. If the user's credit card has a balance of 10,000 yuan, then use smart repayment, so the fee will be 172=172 yuan.

2. Repayment Process

The repayment function is very simple. As long as you complete the real-name authentication and bind your savings card and credit card, you can use it. Moreover, KaBangGuanJian’s real-name authentication is faster. It only requires name and ID number to complete the authentication. There is no need to take pictures and upload. It can be said that the technology is more advanced. Regularly clean up the points of established merchants! Whether it is repayment or card swiping, users can use this software as long as they need it. Well, in addition to these functions, this software also has functions of promotion and making money. If the user has the ability to promote, he can also promote this software to his friends.

To sum up, people's consumption concepts and consumption methods have changed tremendously. Credit cards have become the mainstream consumption tool. The characteristic of credit cards is to spend money first and then repay. Although the increase in It increases your spending power, but if you are not careful, it will exceed your ability to bear it. Therefore, everyone must use it carefully, repay the loan on time, and avoid credit problems.

This ends the introduction about which apps can repay credit cards and which apps can repay credit cards. Have you found the information you need?