What are the requirements for applying for a Bank of Communications credit card?

Requirements for applying for a Bank of Communications credit card:

Just meet one of the following requirements

1. Original ID card and social security number of the unit (more than half a year old)

2. Original ID card and proof of income (with official seal or personnel seal)

3. Original ID card and copy of work badge (handwritten) Business card and business card)

4. Original ID card and other bank credit card (more than half a year old)

5. Original ID card and business card

6. If it is 2003 College or bachelor's degree graduated from (including 2003) or later and under 30 years old.

You only need your ID card to apply. No other information is required.

7. If you have a mortgage property loan in your own name, (all domestic banks are acceptable). You only need

your ID card to apply. No other information is required

Platinum Credit Card

Bank of Communications Platinum Credit Card provides you with a full range of business travel or family travel services, covering airport VIP lounges, alcoholic driving, and road services. Many exclusive services such as rescue and high-cost comprehensive family travel insurance provide you with a platinum life experience.

Standard Credit Card

Bank of Communications Standard Credit Card provides complete credit card financial services, password signature, free choice, interest-free repayment period up to 56 days, and a "privileged life" ", "Exclusive Advantages" and many other preferential plans allow you to enjoy the endless fun of swiping your card.

Y-POWER Credit Card

Y-POWER has two unique card surface designs: Force Black and Vibrant White, allowing you to choose your attitude and show off your excellence. Y-POWER gives you strong backing, and strong strength comes from the heart!

Hong Kong New World Department Store Credit Card

Bank of Communications Hong Kong New World Department Store Credit Card is a joint venture between Bank of Communications and Hong Kong New World Department Store The co-branded cards launched include gold cards and regular cards.

Bank of Communications Jinjiang Star Card

Bank of Communications Jinjiang Star Credit Card is jointly designed by Bank of Communications and Jinjiang Inn Hotel Co., Ltd. It is suitable for the majority of business travelers and families traveling independently. A credit card tailor-made for travel enthusiasts.

TESCO Credit Card

Bank of Communications has joined hands with Tesco to present you the new Bank of Communications Tesco Credit Card.

Suning Appliance Credit Card

Bank of Communications Pacific Suning Appliance Credit Card is a joint credit card jointly issued by Bank of Communications and Suning Appliance***.

In addition, Bank of Communications credit cards also have the following card types: Bank of Communications Chengdu Credit Card, Shanghai Travel Credit Card, MORE Card, Business Card, Bank of Communications Installment Credit Card, Bailian OK Credit Card, Liqun Credit Card, Bank of Communications Pinghetang Credit Card, Jinling Lifestyle Credit Card, Bailian Oriental Credit Card, Kai Tai Department Store Credit Card, Aviation Secretary Credit Card, Asia Miles Credit Card, Haagen-Dazs Credit Card, Yongda Auto Credit Card, Self-Mail Credit Card, BBK Credit Card, etc.

What are the requirements for applying for a Bank of Communications credit card?

Bank of Communications application requirements:

Be between 18 and 60 years old, and have full capacity for civil conduct;

Have a good credit record;

Have employment income and have the ability to repay.

Bank of Communications application materials:

Identity certification materials: copy of resident ID card or military officer ID card;

Employment and income certification materials;

< p>Other proofs of financial resources: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.

What are the requirements for applying for a Bank of Communications credit card? Essential tips for applying for a card

Although the basic conditions for applying for a credit card are similar across banks, if you want to ensure a successful card application rate or obtain a high-limit credit card, it is also important to understand the card issuer's conditions and rules for applying for a card in detail. Necessary. So, I will give you a detailed overview of what are the requirements for applying for a Bank of Communications credit card.

Bank of Communications has different requirements for applicants for different types of credit card applications. The details are as follows. Card friends can register accordingly:

1. Requirements for applying for a Bank of Communications principal credit card

Applicants are Chinese citizens who are between 18 and 60 years old (youth card is between 18 and 35 years old), and have full capacity for civil conduct, legal and stable income, and good personal credit. Foreigners and compatriots from Hong Kong, Macao and Taiwan who have the right of residence and other conditions in China.

1. New card application

Customers who have never had a Bank of Communications main credit card or whose card has been canceled for more than half a year must provide a valid personal identity document, work certificate, residence certificate, and income certificate Or proof of financial resources, etc.

2. Apply for an additional card

Customers who already hold a Bank of Communications main credit card and have good card usage records can only provide proof of identity. If there is new proof of financial resources, etc., it can also be provided.

3. Apply with a credit card

If you hold a main credit card from another bank and have used the card for more than half a year, with good consumption and repayment records during the period, you need to provide your valid identity document. , Proof of holding a credit card, other proof of financial resources, etc.

2. Requirements for applying for a Bank of Communications credit card supplementary card

What are the requirements for applying for a Bank of Communications credit card? Is it clear at a glance through the above introduction? You can collect the essential cheats for applying for a card.

Bank of Communications credit card application conditions

You can apply for a credit card if you are between 18 and 70 years old, have a stable income, and have good credit.

What are the requirements for a Bank of Communications credit card?

1. Be between 18 and 65 years old and have full capacity for civil conduct.

2. Have a second-generation ID card or other legal documents.

3. If you have a stable job, you can issue an income certificate (stamped with an official seal).

4. Have proof of personal financial resources, such as salary records, income certificates, income tax withholding certificates, etc.

5. Good personal credit record.

Information required for Bank of Communications credit card application:

1. Valid ID card: ID card can be resident ID card, military officer ID card (armed police officer ID card), soldier ID card, Hong Kong and Macao resident card Mainland Permit, Mainland Travel Permit for Taiwan Compatriots, and one of the foreign passports.

2. Valid work certificate: such as a copy of the work permit, a work certification document issued by the work unit, a copy of the professional qualification certificate, and one of the joint title copies.

3. Proof of personal financial resources: such as salary records issued by banks, income certificates issued by the unit, income tax withholding certificates, self-owned real estate certificates, self-owned vehicle certificates, ICBC time deposit certificates, etc.

4. Personal credit report: Go to the credit report issued by the People's Bank of China.

Bank of Communications credit card limit:

1. The limit of regular card is 1,000-10,000 yuan;

2. The limit of gold card is 1,000-50,000 yuan ;

3. The limit of a platinum card is generally more than 50,000 yuan, and the maximum limit can reach more than 1 million yuan.