swiping means that the amount swiped exceeds 9% of the card limit. Leaving a few hundred depends on your own limit. If your limit is several hundred, this is not a swiping; if your limit is more than 1,, it is a swiping. It is recommended that you reserve no more than 8% credit cards. For credit cards, it is risky to brush them up every time. Usually, it is no problem to use credit cards to make some purchases, but now many people use credit cards to cash out. A lot of credit cards were set up at one time, once the funds went wrong. In the days to come, he will become a slave. Spending a credit card every month will have an impact on your life. So brush it, and avoid it if you can. Here is also to remind everyone that rational consumption. Don't spend money lavishly just because you have a credit card. If the credit card is not paid yet, the bank can take legal measures.

1. Repayment with other people's accounts: There are many ways to repay credit cards, such as Alipay and WeChat, but it is best to repay with your own account. Some people do not do this for convenience, but they are already endangering their own interests. Some people like to find someone to pay for it, and some intermediaries also use their own WeChat and Alipay to help you repay, and once in a while it is better, but if you do this for a long time, it will still not work.

2. Long-term empty card status: In order to reduce the risk, many people make small repayments and swipe out. For example, if your credit card has a limit of 2, yuan, you only need to pay back 2, yuan each time. After swiping out, you have to operate it repeatedly, so that the credit card will always have empty cards, which is a very bad phenomenon.

3. Short credit card swiping interval: The intermediary holds a large number of credit cards. In order to save time, several credit cards will be swiped repeatedly on the POS machine. The interval is relatively short. According to the general process, it is necessary to queue up for checkout. After the previous person swipes the card, he needs to sign and invoice. After the completion, the next person can operate, which takes a long time interval. Therefore, the credit card swiping period will attract the attention of the bank.

4. Frequent credit card swiping: Short credit card swiping intervals and frequent credit card swiping will lead to bank risk control, and many intermediaries do not own money, so a large amount of money needs to be turned over for a long time, so a credit card will be swiped repeatedly in one day. Some people will say that if the credit card is swiped more, it will be easy to increase the amount, but such frequent credit card swiping behavior is definitely not recommended.