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Can the total installment amount of a China Merchants Bank credit card exceed the credit limit?

The total amount of CMB credit card installment cannot exceed the credit limit.

First of all, China Merchants Bank’s installment payment can only be made after you buy something and pay the bill.

Secondly, installment payments may not always be approved, nor may the full amount be paid in installments.

If the installment cannot be processed due to insufficient quota, it is recommended to adopt the following methods:

① Apply to increase the fixed quota;

② Deposit the insufficient amount The corresponding amount of money is required to complete the installment transaction (i.e. overpayment installment); this requires manual application.

③ Pay part of the amount to the merchant in cash or other ways to reduce the amount of installment payment; ?

After the one-time payment, call to apply for bill installment, but the bill installment needs to be paid accordingly There is a handling fee. Whether the application is approved shall be subject to the comprehensive assessment results of China Merchants Bank. ?