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Agricultural Bank of China credit card swipe several times to waive the annual fee

5 times or 18 times.

Under normal circumstances, cardholders who swipe their cards 5 times or more per year can enjoy the preferential policy of annual fee reduction for the following year. Cardholders holding high-end credit cards such as Platinum Cards must swipe the card 18 times or more per year in order to enjoy the preferential policy of annual fee reduction for the following year.