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Why is the credit union Yizhenbao’s credit limit 18,000, but it can only use 7,000?

Because the limit will be re-evaluated when withdrawing money.

Yizhenbao is one of the card types of Rural Credit Card. It is specially issued to civil servants or other people within the financial salary range. The repayment mechanism is the same as that of Guangxi Rural Credit Card’s general credit cards. The monthly billing date is 20 No., you can go to the counter or self-service equipment or mobile banking online banking to make repayment before the monthly statement date. The minimum repayment amount of Yi Zhenbao is 10% of the consumption amount, 10% of the cash advance and the remaining 100%. Cash advances do not enjoy the interest-free period, and interest will be charged at 0.5% from the date of overdraft.