Many factors limit the issuing time of credit cards in various banks, and the approval time will be different according to the individual's comprehensive situation, the volume of correspondence and the approval batch. I applied for the credit card of CITIC Bank, which was issued the day after I received the short message from the bank, and the card issuing speed was still very fast. In addition, CITIC Bank's credit card withdrawal policy is better. If you are not satisfied with the approved amount, as long as you meet the withdrawal requirements, you can log in to the mobile card space app or call customer service to withdraw cash after three months of use, which is fast and I will practice it myself.