Benefits of Guangfa Bank VS Industrial Bank: 1. Guangfa Tencent WeChat Credit Card: Basic benefits include cash rebates, up to 666 yuan; points for online consumption, 2 times the points in the birthday month, 48-hour card loss protection Services, buy 1 get 1 free or half-price discount at designated merchants on Guangfa Sharing Day, and swipe the card 6 times to waive the annual fee; 2. Industrial Tencent Micro Plus Credit Card: Basic rights include 10 million aviation accident insurance, 48-hour card loss protection service, and 6 points can be redeemed for fine points Choose a good gift, receive random instant discounts on shopping in stores and supermarkets, and waive annual fees for the following year by swiping your card 5 times. From the comparison of basic rights and interests, the GF Tencent WePlus Credit Card is more suitable for card consumption, while the Industrial Tencent WePlus Credit Card is more suitable for travel and can enjoy aviation accident insurance. It looks a bit more noble than GF. Of course, this is just my personal idea. If you feel you are not very satisfied, you can raise it and discuss it. I would also like to make a small comment here. The opening of these two Tencent micro-plus cards cannot be decided by oneself like Industrial Card or Guangfa Card as before, but is determined by the nature of the region. Some netizens said that when they were in Beijing, they could choose Industrial Cards, but when they came to Hangzhou, they found that they could only apply for Guangfa Cards, so it is best to choose a card based on your actual location. The above is the relevant introduction of "Which Tencent WeChat Credit Card is better? China Guangfa Bank VS Industrial Bank". These two credit cards are actually similar and there is not much difference. You can apply for whichever one. It is recommended that you base your application on your actual needs. Come choose a card.