ICBC credit card limits are generally:
1. The ICBC regular card limit is 1,000 yuan-10,000 yuan;
2. The gold card limit is 10,000 yuan-10,000 yuan. 50,000 yuan;
3. The Platinum Card limit is 50,000 yuan-100,000 yuan.
ICBC’s credit cards are divided into three levels: regular card, gold card and platinum card. If it is the first time a user applies for a card, the credit limit is generally not very high.
Extended information:
1. Application conditions for ICBC credit card:
1. Domestic residents must be between 18 and 65 years old, and foreigners must be in Between 25-65 years old;
2. Have a stable job, income and fixed residence;
3. No bad credit record. Applicants for supplementary cards must be the parents, spouse or children of the primary cardholder and be between the ages of 16-65.
2. Industrial and Commercial Bank of China credit card application information:
1. Identity proof information: a copy of resident ID card or military officer ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a mainland travel permit and a A copy of the residence certificate for more than one year; if you are a foreigner, a copy of your passport and residence permit for more than one year is sufficient.
2. Proof of work and income: Choose one of salary certificate, business card or badge with photo
3. Proof of good financial strength: Copy of real estate certificate A copy of the vehicle's driving license; a copy of a bank loan account (with good credit, no more than 60 days overdue) or a deposit certificate.
3. Cancellation methods of ICBC credit cards:
(1) Cancellation at ICBC business outlets:
ICBC credit card cancellation issues need to be determined according to the cardholder’s Type processing, because the cancellation methods for ICBC international cards and RMB credit cards/quasi-credit cards are different.
1. If the cardholder holds an international card of ICBC, including Visa, Master, AE and other brands, please bring your ID card and card to the first branch of ICBC (i.e. xx District Industrial and Commercial Bank of China). Bank Card Department) handles account cancellation procedures.
2. If the cardholder applies for an ICBC RMB credit card or quasi-credit card, you only need to bring your ID card and card to a nearby ICBC outlet to cancel the account.
(2) Cancellation of ICBC credit cards by phone:
ICBC provides cardholders with phone card cancellation service. Cardholders can use telephone banking to cancel ICBC credit cards conveniently and quickly.