In general, the annual fee for Puka is 100- 150 yuan; The annual fee for a gold card is 300-500 yuan, and the annual fee for a platinum card is often above 1000 yuan.

First, the college student card is free of annual fees for life.

Second, most ordinary cards and gold cards are exempt from the annual fee in the first year of card opening, and then if the number of swipes reaches the bank's regulations, they can be exempted from the annual fee in the following year.

Third, because customers who can handle platinum cards are generally rich in financial resources, some banks will inevitably have to pay an annual fee considering that people are not short of this little money. There are also some large platinum cards, which are not exempt from annual fees, but require that the credit card amount reaches a certain standard before they are exempt from annual fees. For example, the primary card of Ping An Bank Platinum Credit Card needs to pay an annual fee of 2,800 yuan/year for the primary card and 1.800 yuan/year for the secondary card in the first year of activation. The annual card fee for the following year can be exempted when the consumption reaches 6.5438+0.5 million yuan in that year, and the annual card fee for the following year can be exempted when the consumption reaches 300,000 yuan in that year. The rules of the supplementary card are the same as those of the main card.

Annual fee collection time: For the credit card with no annual fee in the first year, it is assumed that the card will be opened in March and the annual fee will be collected in March of the following year.

At present, the general calculation method of credit card life is to take the audit date (start time) as the cycle, not the natural year or activation time.

For example, if your credit card is a nuclear card dated September 0 13, and you swipe it 6 times before September 0 14 and September 0 1 year, the annual fee of your ordinary credit card for the second year will be automatically reduced.