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Credit card deformation
What if the credit card is deformed?

If China Merchants Bank's credit card can't be used due to damage, breakage, vague signature, demagnetization of magnetic stripe, etc., the cardholder can apply for a new card, and the new card will be sent to your billing address within 2 working days. The new card and password will remain unchanged after being destroyed; If the old card is destroyed within six months before its expiration, the validity of the new card will be automatically extended for three years.

Handling fee for replacing damaged card: 15 yuan/card (VISAMINI card 15 yuan/set or card). If express delivery is needed, 20 yuan express fee will be charged.

Application method: Log in to the credit card online bank and click "Card Management" → "Card Loss Replacement".

What should I do if my credit card is scalded and deformed on the kang?

Hello, if China Merchants Bank uses credit cards, there are two ways: 1. Directly handle the new card and cancel the old card. 2. There will be a handling fee of 15 yuan for card replacement damage, which can be handled through online banking or telephone manual customer service. You can make a choice according to your own needs.

How many kinds of CCB Longka Transformers credit cards are there?

Eight models.

Including Optimus Prime Edition, Megatron Edition, Meng Edition and Qunying Edition, the design is cool, novel and unique.

CCB Longka Transformers 5 theme credit card takes the image of Transformers 5 as the card face element and is issued in the form of UnionPay JCB card sleeve.

It only takes four skills to upgrade a credit card to a gold card.

Many cardholders may not be very satisfied with their credit cards. It would be great if they could upgrade their ordinary cards to gold cards. The amount of gold card of general credit card is higher than that of ordinary credit card, and gold card can enjoy more preferential rights. So what are the skills to upgrade a credit card to a gold card?

Tip 1: Frequent swiping is the key.

In our daily consumption life, it is best to get into the habit of swiping your card whenever you can. Ensure that the frequency of swiping cards is relatively high and the merchants who swipe cards are diversified. It is best to cover all aspects of food, clothing, housing and transportation and increase their activity index in banks.

Tip 2: There is skill in the credit card amount.

Large credit card, let the bank feel your spending power. The monthly bill is between 50% and 80% of the credit limit, and it is best to reach 80%. On the verge of being maxed out, the bank will naturally decide that your credit limit is not enough and will consider upgrading your card. But we should pay attention to control consumption, don't blow it casually, and be responsible for paying the over-limit fee.

Tip 3: Be cautious about installment business.

Credit card installment can not only help cardholders to ease the financial pressure, but also help you to increase the credit card limit to a certain extent if you repay on time every installment. However, if you want to upgrade the card, if the consumption amount is not large enough, it is still recommended not to installment, otherwise it is likely that the bank will not have a certain repayment ability.

Tip 4: It is very important to repay on time.

A good personal credit record has always been one of the criteria for banks to measure cardholders, which is related to whether your bank credit business can be handled normally. Repay on time before the final repayment date to avoid overdue repayment, resulting in bad credit records and affecting personal credit information. Card friends can set repayment reminders or start automatic repayment, which will greatly reduce the chance of overdue credit cards.

Reminder: It usually takes more than six months to open a credit card to upgrade the gold card. Using the above four skills, you can apply to the bank after you have the conditions to upgrade your gold card, and the bank may even contact the cardholder to upgrade your card.

Related links: How much is the credit card gold card? How to apply for a credit card gold card? How to apply for a credit card limit? Three skills make it easy for you to get a high quota.

If you want to upgrade your credit card to a gold card, card friends may wish to refer to the four tips provided. Finally, I wish the card friends an early upgrade. Shenka through train

The introduction of credit card deformation and how to return to normal is over. I wonder if you found the information you need from it?