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Postal bank credit card is not activated, and no annual fee is charged.
there is no annual fee for postal credit cards without activation.

There are usually three ways to activate a credit card:

To activate it through the bank counter where the credit card is located, you need to present yourself, the original ID card and the credit card;

call the credit card service phone on the phone card to activate;

log in to credit card online banking and activate online.

service phone activation method:

dial the 24-hour customer service hotline shown on the back of the credit card, select the corresponding language, and then enter the cardholder's card number and inquiry password;

according to the voice prompt, select the card activation option under the menu of "credit card activation and password management";

enter the last 3 digits printed after the signature column on the back of the cardholder's credit card, and press # to confirm;

enter the cardholder's home phone number and press # to confirm;

enter 6 digits as the cardholder's transaction password and press # to confirm;

enter the 6-digit transaction password again and press # to confirm;

the transaction password was set successfully.

Online credit card activation method:

First log in to the online banking page of Bank of Communications credit card and enter the cardholder's card number and inquiry password;

please modify the query password in time after logging in;

after the initial password of the credit card is successfully modified, please log in to the online banking again;

After logging in for the second time, please click "Credit Card Activation" and enter the last 3 digits and home phone number printed on the signature column on the back of the credit card according to the prompts on the page;

after successful activation, enter 6 digits as the transaction password according to the prompt;

if the function of "confirm transaction with password" is not checked on the application form, the transaction mode can be changed to password+signature after setting.