1. Two-star users refer to users with monthly average financial assets of less than 10,000 yuan (excluding zero balance).

2. From high to low, the star rating of ICBC’s personal customers is divided into private banking level, seven-star, six-star, five-star, four-star, three-star, two-star, and semi-standard. Star rating, each star rating corresponds to the daily average financial asset size of the previous month. Two-star users refer to users with monthly average financial assets of less than 10,000 yuan (excluding zero balance). ICBC conducts star rating based on the business you handle. When you open multiple accounts with the same name, ID type, and ID number, the star rating will be the same. The higher the star rating, the more discounts you enjoy. Warm reminder: If the star point value is zero, the star rating will not be evaluated; if there are differences in the fees for the same business, it is usually due to the star rating adjustment resulting in different discounts.

3. The star customer level of ICBC implies how much assets investors have in ICBC. Here, individual customers are subdivided into seven-star customers, six-star customers, and five-star customers according to their contribution stars. First-class customers, four-star customers, three-star customers, and quasi-star customers. The highest-level customers are seven-star customers, and their star points are above 80,000 (inclusive). The lowest-level customers are quasi-star customers. Customers, their star points range from 0 (exclusive) to 50.

4. ICBC’s star rating is calculated through some financial behaviors, such as customers’ short-term assets, customers’ medium- and long-term assets, customers’ personal liabilities, customers’ intermediary business, etc. Of course, customers can also make adjustments by signing a private banking service agreement, opening an ICBC Wealth Management Elite Account Card, Platinum Credit Card, or opening an Elite Club Account and Credit Card Fund.

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1. The point value of Industrial Planet is calculated as follows:

1) Current savings deposits, third-party custody, Lingtong Express financial products, and money market Short-term assets such as funds and credit card deposits can earn 135 star points for every 10,000 yuan.

2) Medium and long-term assets such as time savings deposits, provident fund deposits, financial products, funds, treasury bonds, insurance, gold, etc. can earn 100 star points for every 10,000 yuan.

3) You can get 200 star points for every 10,000 yuan spent on investment and financial management, and 400 star points for every 10,000 yuan spent on bank cards.

4) For off-site deposits, withdrawals, remittances, etc., you can get 200 star points for every 10,000 yuan.

5) 100 star points can be obtained for every 10,000 yuan of personal housing mortgage loans; 200 star points can be obtained for every 10,000 yuan of credit card interest-bearing overdrafts.