How to avoid credit card reductions

Credit card friends are more concerned about credit card limits. It affects credit card overdraft consumption to a large extent, so how to avoid credit card reductions? Um? How to use credit card correctly? Let me introduce it to you in detail below.

1. Spend more

Make sure you have two to three hundred yuan in cash in your wallet, and use credit cards to spend the rest if you can use credit cards. If the amount swiped is larger, you can also swipe it in multiple installments. If the frequency of credit card swiping increases, the credit card limit will not be reduced.

2. Timely repayment

Consumption more and timely repayment can reflect your spending power and good credit. In this way, the bank will not only not reduce your limit, but may also take the initiative to help you Increase the limit, because banks like high-quality customers who spend more and repay their loans on time.

3. Participate in bank credit card swiping activities

Every time the bank launches a card swiping promotion, everyone must actively participate. Not only can you get points and cash back discounts, but you can also accumulate credit.