False. At most, it’s a referral link.

It is recommended not to apply for a credit card through any intermediary or individual.

Because credit cards are related to your personal credit.

You can go to a bank branch or go through the bank’s official online channels. The official online channels include: the bank’s official website, the bank’s mobile APP, the bank’s official WeChat official account, the bank’s official Alipay official account, etc.

In China, applying for a credit card is completely free so far.

Be sure not to believe those who personally promise you that they can help you apply for a large credit card. First, because they are not reviewers of the bank's credit card center. They have no right to decide whether to approve a card for you and how much credit limit to approve. Secondly, they are not reviewers of the bank's credit card center. 2. Because it involves the risk of leakage of your personal information.

Don’t trust anyone who charges for a credit card.