It is legal and compliant for a bank to entrust a credit card to a third party within the time limit.

However, in the process of collection, third-party collection personnel must use the means permitted by law to carry out collection work. Once the cardholder finds that the collection personnel have used abusive, beating and other illegal acts in the collection process, they can report to the bank first. If the bank ignores it, he can choose to call the police to protect his legitimate rights and interests. However, it should be noted that in the process of talking with the collection personnel, you should keep calm and keep the evidence by recording, so as to verify the situation later.

Is the repayment agreement given by the third party with overdue credit card true and effective? Should the bank produce the corresponding evidence?

As long as there is a recording, we are now very strict about false promises and dare not.

If it is local, you can ask him to go to the bank with you to sign the repayment. In this case, the bank will sign the agreement for you.

Hope to adopt

Can the third-party collection company be trusted when the online loan is overdue?

Not credible. Third-party negotiations are basically fraud.

You are overdue. As long as you have a job, you can negotiate with the collection yourself. If it is not sold well, it will be required to repay the principal through installment negotiation.

You let the third party negotiate, or you have to pay interest. We must give them some money. This is because you have not been cheated by online loans.

So what is legal affairs? Legal affairs refer to the staff responsible for handling legal affairs in enterprises, institutions, government departments and other legal persons and unincorporated organizations.

The difference between a lawyer and a lawyer is: 1. Legal affairs is the legal adviser of the unit, serving the company full-time. Lawyers are legal staff independent of the unit; 2. With the development of society, more and more large enterprises require lawyers to pass the national legal professional qualification examination and obtain the lawyer's qualification. Different from lawyers, lawyers are more engaged in litigation business and legal affairs are more engaged in non-litigation business. Legal affairs is the comprehensive manager of enterprise risks. Operating system

Formulate and revise contract texts, and draft, revise and review contracts for customers, employees and suppliers; Handle and collect information, and cooperate with lawyers to handle legal affairs of the company; Collect and analyze legal information related to the company's business, give professional advice according to the company's situation, and put forward preventive measures in time for problems found in the work; Provide consulting and legal advice to the company, provide legal advice to customers and employees, and be responsible for formulating various legal documents of the company.

workflow

1. Contract business: drafting/submitting/amending notice → communication between parties (contract purpose, contract background and requirements) → contract drafting/reviewing/amending (purpose, completeness, clarity, legality, risk degree, etc.). ) → Submit results-feedback (template/related problem handling).

2. Consulting business: consulting request → finding information (consulting object, event background, requirements of parties) → preparing reply (mode selection, content arrangement) → reply-feedback (forming suggestions/opinions).

3. Suggestions and opinions: independent observation/information collection/feedback → thinking (nature division, how to deal with it) → making suggestions/opinions (legal/management perspective)-feedback (institutionalization/transfer to other departments).

4. Dispute handling/litigation assistance business: departmental feedback/company instructions → collecting and sorting materials according to legal requirements/lawyers' work instructions → providing evidence material support/legal support → participating in specific processes → closing cases/dynamic report on dispute progress-feedback (normative measures suggestions/preventive opinions).