Which Minsheng credit card is worth getting? Recommend a few entry-level livelihood cards!

China Minsheng Bank’s credit card is not outstanding among many banks. It is not as famous as China Merchants Bank, nor does it have as many activities as Shanghai Pudong Development Bank.

But the Minsheng Bank credit card activity is one of the favorites of the Wool Party.

1. Basic knowledge

1. Minsheng credit card account merging is the same as China Merchants Bank. Even if you apply for 100 Minsheng credit cards, you will only have one account and only one bill and repayment. Just pay it back to any card.

The advantage of merging accounts is that it will not pollute personal information. Veterans who participated in the Minsheng UnionPay 62 activity for several months at the end of last year all know this.

2. There are basically no points for online payments with Minsheng Credit Cards, but points for offline payments in most life scenarios.

Note that there are no points for cheering on MCC.

Minsheng credit card points are usually valid for 3 years.

3. The Minsheng credit card levels are regular card, gold card, standard platinum card, deluxe platinum card, American Express Centurion platinum card, diamond card, unlimited card and American Express Centurion black gold card.

Gold Card: 300 yuan per year, one purchase within two months of placing the card is free for the first year, and if you make 5 or 1 payment, the annual fee for the next year is waived;

Standard Platinum Card: 600 yuan per year. If you make one purchase within two months of purchasing the card, it will be waived for the first year. If you accumulate points for 18 purchases or 50,000 yuan in that year, the annual fee will be waived for the next year;

Deluxe Platinum and above are all available. It is a rigid annual fee.

2. A few entry-level credit cards

1. Minsheng in card

This is Minsheng’s leading lady, and no matter what activities, he is indispensable.

Main activity: 1 point to redeem a Starbucks large cup e-voucher.

The event is valid until September 30, 2017, and there is a 99% chance it will be renewed.

2. Minsheng Cheche Card

I think this is Minsheng’s best credit card, especially the Cheche Standard Platinum Card, which is the most cost-effective.

Main activities:

Gold Card: If you spend 1,500 yuan or more in monthly points, you will get 2 free car washes of 1 yuan, and 5 refueling credits will be returned (maximum 50 yuan, 1,000 yuan required for refueling);

Marking: If you spend 2,500 yuan in monthly points, you will receive 4 free car washes of 1 yuan, and 8 refueling credits will be returned (maximum 100 yuan, 1,250 yuan required for refueling);

Haobai: If you spend 3,000 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 15 yuan of refueling money will be refunded (maximum 200 yuan, 1,335 yuan required for refueling).

It is now very convenient to receive gas rebates, so don’t miss it if you own a car.

Why is Minsheng Car Card so recommended?

Because there are no restrictions on gas stations, 5541, 5542, etc. can participate.

3. Minsheng Baitiao Co-branded Card

Main activities:

The activity will last until the end of February 2018.

3. People’s Livelihood Activities

1. The first people’s livelihood activity is “People’s Livelihood Everyday”

The activity will last until May 20, 2018. The most valuable things every day for people’s livelihood are food coupons on Fridays and movie coupons on Saturdays.

2. Every Tuesday (10:00-23:59) from September 12th to November 7th, Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile) If the payment is successful and the transaction is completed, you will get an instant discount of 30 yuan for a single transaction of 200 yuan or more. The first 2,000 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

3. Every Tuesday from November 14th to January 2nd (10:00-23:59), Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile) If the payment is successful and the transaction is completed, you will get an immediate discount of 50 yuan for a single transaction of 300 yuan or more. The first 1,500 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

There are many other small activities that I won’t list one by one.

Which Minsheng Credit Card is the most worth applying for?

Elite White has always been a good card and is also a must-choice card for Minsheng Bank’s first credit card. Because new households can waive the annual fee of 1,800 yuan for the first year when applying, old households do not have this benefit. This year Minsheng launched a campaign for high-quality units to apply for free annual fees during the validity period, making it a big hit. Its rights and interests are not default, but can be freely exchanged for the required rights and interests in the form of rights points, thus avoiding the waste of rights and interests. If your unit is on Minsheng’s white list of high-quality units, Elite White is definitely worth applying for.

1. China Minsheng Bank was formally established in Beijing on January 12, 1996. It is China's first national joint-stock commercial bank mainly initiated and established by private enterprises. As a branch-level specialized institution of Minsheng Bank, China Minsheng Bank Credit Card Center was approved to open by the China Banking Regulatory Commission on August 11, 2006. After 14 years of accumulation, it has become one of the leading brands in China's credit card industry. Minsheng Credit Card Center has established 112 branch centers across the country, with nearly 10,000 employees nationwide.

2. China Minsheng Bank Credit Card was officially issued to the public at the Great Hall of the People in Beijing on June 16, 2005. On August 11, 2006, China Minsheng Bank Credit Card Center was established, and on June 4, 2007, it obtained the "Financial License of the People's Republic of China" and began operating under a license. On September 15, 2013, the (Chengdu) Backstage Operation Center was established, providing strong operational support for the business development of the card center. In the past few years, Minsheng Credit Card’s good operating performance has been recognized by all walks of life, and its brand awareness has been increasing day by day. It has won a series of awards and honors: in 2015, it won the “2015 UnionPay Card Business Standards Advanced Award”; in November 2016, in the fourth session Won the "Comprehensive Demonstration Unit Award" in the selection of China's Banking Industry Excellent Customer Service Center; in August 2017, it won the "2017 Best Innovation Project Award in China's Financial Industry" issued by International Data Corporation (IDC); in February 2018, it won the " "System Civilized Unit of the China Banking Regulatory Commission in 2016-2017"; in November, it won the title of "China's Best Consumer Digital Bank"; in 2019, it won the title of "Advanced Unit in the Cultural Construction of the National Financial System".

The most worthy credit card to apply for from Minsheng Bank! Beginner's Guide to Advanced Card Holding!

Since the beginning of 2018, various banks have adjusted their credit card policies, and there have been news of various reductions and shrinking of rights. At this time, selective card holding is a very important measure. How to choose the right credit card? Very important. Many friends have asked, what are the most worthy credit cards to apply for in Minsheng? Here we introduce several card holders from entry level to advanced level for your reference.

Minsheng in card

Minsheng in card is very suitable as an entry-level card for people’s livelihood, because the threshold is relatively low, but you can participate in all activities, and you can redeem a large Starbucks cup with just 1 point. An electronic coupon.

In addition, the Minsheng in card has 3 times points on birthdays, and an additional 2 times points bonus on the privilege day on the 27th of every month. If your birthday happens to fall on a privilege day, it can be superimposed, that is, 5 Times.

Minsheng Jingdong Baitiao Co-branded Card

Minsheng Jingdong Baitiao Card is also a card with a relatively low threshold. Basically, those who often shop on Jingdong can apply for it. The card surface is simple and elegant, and its appearance is good. Passable.

The most important thing is that Minsheng’s Little White Card is unconditionally exempt from annual fees during the validity period, enjoys Minsheng’s multiple points policy, can receive various cards and coupons, and points can be automatically redeemed for Jingdong Steel_.

Minsheng Cheche Standard Platinum Card

Minsheng Cheche White is a must-have card for car owners. It is very cost-effective and has three layouts. There is basically no difference. You can choose according to your personal preference. However, after the refueling bonus event returns, this card is still worth applying for.

With a point transaction of 2,500 yuan, you can get 4 car washes for 1 yuan next month. The first-year annual fee will be waived. If you swipe the card 18 times a year, the next year's annual fee will be waived. Don't miss it if you own a car.

People's Livelihood Elite Platinum Credit Card

The first-choice People's Livelihood Elite Platinum Credit Card with good qualifications is a must-have for business travelers. It comes in 11 card packages. You can freely choose between UnionPay, VISA or UnionPay or American Express. .

Minsheng Elite White is Minsheng’s high-end card. The annual fee is still waived. The annual fee is 1,800 yuan/year. 200,000 points can be used to offset the next year’s annual fee. New accounts that apply on March 31, 2019 , the first-year annual fee is waived. In terms of rights and interests, Elite White can be said to have everything it should have, as well as global selection of benefits and point rewards.

The above are the credit cards that are most worth applying for in Minsheng. From entry to advanced card holders, you can apply according to these categories in order. It is absolutely worth it!

Which card is better to apply for Minsheng Credit Card

If you want to apply for Minsheng Credit Card, which credit card is better to choose actually depends on your personal card application needs and repayment ability.

In addition, the types of Minsheng Bank Cards include:

1. Ordinary Card: The limit is 3,000-10,000. The annual fee of 100 is waived once in the first year and 8 times in the following year. The following year

2. Gold Card: The annual fee is RMB 300 for the limit of RMB 10,000 to RMB 50,000. The first-year annual fee is waived when you open the card. If you swipe the card 8 times in the same year, the annual fee for the next year is waived for any amount

3. Standard Platinum Card: 50,000-100,000 annual fee of 600 is waived for 8 times with no limit in the first year, and the annual fee is waived when spending 50,000 or more in the following year

4. Deluxe Platinum Card: 100,000-100,000 The annual fee is 200,000, and the annual fee is waived after 3,600 purchases of 960,000.

5. Diamond Card: The annual fee is 200,000 to 1,000,000, and the annual fee is waived after 10,000 purchases of 2.7 million.

If you still have doubts, you can go to the Minsheng Bank Business Center to consult the relevant staff about the specific credit card application conditions and limits. In short, you should choose the type of credit card that best suits you according to your needs.

Minsheng credit cards are quite good. If you want a high limit, apply for a platinum card or diamond card. If you want to shop online or have other needs, you can apply for the corresponding card.