It's difficult. Now banks are all looking for credit information. If the credit information is not good, it's difficult to pass the conditions required for individuals to borrow from banks:

1. Applicants must be natural persons with full civil capacity;

2. Having a permanent residence in the town or a valid residence status requires the borrower to have a legal status;

3. Have a stable occupation and income, good credit and the ability to repay the loan principal and interest;

4. Some banks will require applicants to have applied for their own credit cards or borrowed money from our bank and have a good credit record.