1, a China citizen with full capacity for civil conduct, aged 18-60 years old;

2. The applicant's work unit or habitual residence should be in the location of the loan issuing institution;

3. Have a fixed job, a stable source of income or a reliable repayment guarantee;

4. Other conditions stipulated by China Industrial and Commercial Bank.

E-loan can be used for car purchase, home improvement, tourism, shopping and consumption, but it is not allowed to enter the securities market, futures market, equity investment, real estate market, private lending, or matters explicitly prohibited by national laws and regulations.

Extended data:

Product characteristics

1, low interest rate: interest is calculated on a daily basis, and the cost is lower.

2. High amount: 600 yuan loan, with a maximum amount of 800,000 yuan, which can be recycled.

3. Long-term: The loan term is generally 2 years, and the longest is 5 years.

4. Flexible repayment: four repayment methods are supported, namely, matching principal and interest, average capital, one-time repayment of principal and interest on schedule and one-time repayment of principal and interest, and early repayment is supported.

5. Excellent experience: no mortgage, no guarantee, pure credit. Through the "one-click loan" of online banking and mobile banking, business outlets can also handle it, and loans can be received in real time at the first time.

Industrial and Commercial Bank of China-Financing E-loan?