How to inquire about the credit card limit of CITIC Bank

There are several ways to inquire about the credit card limit of CITIC Bank:

1. Customer service telephone inquiry. Cardholders can call CITIC Bank's 24-hour customer service telephone number: 488-95558, press "3" bill and available amount to inquire about services, and then press "2" account to inquire about the amount and other information.

2. SMS inquiry. You can use the mobile phone number registered with China CITIC Bank, edit the last four digits of the SMS: YE (for example, YE8888), and send it to: 169895558 to find out your available line.

charge description: users of China Mobile, China Unicom and China Telecom only need to pay the SMS sending fee to the operator when sending SMS to 169895558, and the SMS replied by CITIC is free.

3. online banking inquiry.

step 1: use a browser (computer: macbookpromos14 opens google version 92..4515.131) to log on to the home page of China CITIC Bank Credit Card Center (; Renqun _ Youhua = 179792bd _ vid = 1141798438474617388), and click the "Credit Card Online Banking" function on the right;

Step 2: Select "Express Edition" or "Online Banking", and then log in to CITIC Bank Credit Card Online Banking;

Step 3: You can query the credit card limit by querying "My Account" or "Card Management" services.

4. bill inquiry. Cardholders can check your available credit limit for the current month on each credit card statement issued by the bank.

Extended reading

CITIC Bank Credit Card Center is a business department established by CITIC Bank Head Office in Shenzhen to conduct unified management, centralized operation and independent accounting of credit card business. It belongs to the first-level department of CITIC Bank Head Office and is the national headquarters of credit card business of CITIC Bank.

in December p>27, with the approval of China Banking Regulatory Commission, it became one of the few branch-level credit card franchises in the same industry in China, and its business scope includes issuing local and foreign currency credit cards; Handling local and foreign currency loans, settlement, settlement and sale of foreign exchange and foreign exchange under credit cards; Acting as an agent for credit card issuance, payment and capital settlement business of foreign financial institutions and international organizations.

since the official issuance of CITIC Bank's credit card at the end of 23, especially in the past four years since 26, it has been closely focused on the strategic goal of "building a world-class credit card center", taking "acquiring basic retail customers, establishing CITIC's retail brand, becoming the profit growth point of CITIC Bank, and building a mid-to high-end customer service system" as its business orientation, and firmly grasping the three major graspers of "building a brand, building a platform and creating management". Promote the coordinated development of business efficiency, quality and scale, strive to cultivate business characteristics and management advantages, enter a new stage of sustainable profit development, and become an important force to promote the development of credit card industry in China.

how to check the credit limit of citic credit card? This time, I will share with you

1. Call the customer service number. Cardholders can call the 24-hour customer service number of China CITIC Bank.

2. You can use the mobile phone number registered with CITIC Bank to edit the mobile phone short message "the last four digits of YE" and send it to the credit card service number of CITIC Bank for inquiry.

3. Log on to the homepage of CITIC Bank Credit Card Center and check the credit card limit by querying my account or card management service.

4. You can check the available limit on the bill.

5. Summary: Pay attention to your credit and pay back on time every month.

How can I inquire about the credit limit when the credit card of CITIC Bank is approved?

There are several ways to inquire about the credit limit of the credit card when the credit card of CITIC Bank is approved:

1. Log in to the online bank, register the online bank by yourself, and then log in to the personal online bank again to inquire about the credit limit;

2. Call customer service, switch to manual service, and check the credit limit;

3. Go to the bank counter and ask the shop assistant for help.

4. For credit card limit inquiry of some banks, it is only after the credit card is available.

Tips for daily use of credit cards and quick withdrawal:

1. High frequency of credit card swiping: In daily life, it is best to get into the habit of swiping your card whenever you can. On the one hand, you can enjoy an interest-free period in the bank and add a little extra wealth management income to yourself. On the other hand, you become an active user of the bank invisibly. Usually, the bank will reward the active users of the bank with a quota.

2. High consumption amount: irregular large consumption, which can be repaid normally afterwards. This part of cardholders is usually defined as high-quality customers. After judging whether the cardholders have a large amount of demand, the credit limit will be increased as appropriate.

3. Long time for continuous and stable consumption: Generally speaking, banks will take the initiative to withdraw the amount for credit cards that have been held by cardholders for more than one year and have transactions every month. If customers take the initiative to apply for permanent withdrawal, the chances of bank approval are relatively high.

4. There are many cash withdrawals, and credit card installments are often made: cardholders who frequently withdraw cash by credit card have a very high risk factor for banks, but at the same time, cardholders who withdraw cash also have the highest contribution to banks; The risk of staging users is relatively low, but the contribution is not low. Therefore, for credit cards that mainly rely on interest and intermediary business as income-generating means, cash withdrawal and installment users are the favorite of banks, and the relative success rate will be high when applying for credit line withdrawal.

Let's stop here for the introduction of how CITIC checks the credit card limit.