Conditions for handling Bank of China credit bill installments and consumption installments:
1. The following conditions need to be met for handling bill installments:
(1) The credit card status is normal.
(2) Installment cannot be applied for the temporary increase in the credit card amount and the credit part; repayment is made before bill installment is processed, the bill is returned or repaid, and the amount after the installment limit is reduced cannot be applied for installment. If the balance has been paid in full, you cannot apply for bill installments.
(3) Bill installment application must be made after the bill date and 2 days before the bill is due for repayment.
(4) The minimum application amount for bill installment is 300 yuan/100 US dollars/8,000 yen/600 Hong Kong dollars/80 pounds/100 Australian dollars, and the maximum amount shall not exceed 90% of the total new card consumption in the current bill , overdraft cash withdrawal transactions, installment transactions, various fees and other transactions specified by Bank of China in the bill are not supported for installment.
2. To handle installment transactions, the following conditions must be met:
(1) The credit card status is normal.
(2) Installment cannot be processed for the temporary increase in credit card balance and the credit part.
(3) Transaction installments must be processed after the consumption is recorded and before the bill is issued. If the bill has already been issued, you cannot perform transaction installments for the transactions that have been issued. You can try to apply for bill installments.
(4) The single transaction amount of installment payment must be greater than or equal to 100 yuan/100 US dollars/8000 yen/600 Hong Kong dollars/80 pounds/100 Australian dollars.
Warm reminder: 0-limit credit cards and business cards do not support installment payments.
The above content is for your reference, please refer to actual business regulations.
If you have any questions, please feel free to consult Bank of China’s online customer service.
You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.