Xingtai Bank applies for a credit card
The key is to ask the company’s accountant to issue you a salary certificate. Nothing else is needed, or the company can issue you a stable salary certificate! It’s best to apply for a CCB card!
Does Xingtai Bank have credit cards?
Xingtai Bank has credit cards.
Application conditions: 1. Adults over 18 years old. 2. If you do not have a credit card, you are required to provide the company's financial certificate, your income status and other relevant proofs. If you already have a credit card, you can apply for the card with the card, which simplifies many steps. 3. You must provide your ID card.
Xingtai Bank is a local joint-stock commercial bank with first-class legal person status approved by the State Banking Regulatory Commission and established in accordance with the "Commercial Bank Law", "Company Law" and other laws and regulations. It mainly handles collecting public deposits, issuing short-term, medium-term and long-term loans, handling domestic and foreign settlements, handling bill acceptance and discounting, issuing financial bonds, and engaging in inter-bank lending and other businesses.
The digits of Xingtai Bank
The digits of bank cards are related to the specific card type.
1. Credit card, no matter which bank's credit card it is, usually the number of the credit card is the same, basically 16 digits. 2. There are three categories of debit cards: 16-digit, 17-digit and 19-digit. The specific number of digits depends on the regulations of the issuing bank. In most cases, the debit cards promoted by banks generally have 19 digits.
The first 6 digits represent the card issuing bank identification code, which is usually also called the BIN number. The BIN number represents the bank card organization and card level.
I have a salary card from Xingtai Bank. My monthly salary is about 1,000. I want to apply for a credit card and buy a 4S mobile phone. Can I do it? What should I do
Xingtai Bank does not have credit card business. If you want to apply for a credit card, go to the Workers' and Peasants' Construction Post Office to apply.
Requirements for applying for a credit card: be at least 18 years old, have full capacity, have stable repayment ability, and have no bad credit record. You need to submit your ID card and documents proving your ability to repay stably, such as work (income) certificate, property and vehicle certificate in your own name, bank deposit certificate in your own name, etc.
Go to the bank branch with supporting documents and go to the lobby manager to apply. ICBC and CCB support online application.
Which banks can apply for credit cards? Please tell me their names?
There are many banks that can apply for credit cards, such as: 1. my country’s four major banks: Bank of China, China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China. 2. Joint-stock commercial banks: China Merchants Bank, Hua Xia Bank, China CITIC Bank, Ping An Bank, China Everbright Bank, Industrial Bank, China Guangfa Bank, Shanghai Pudong Development Bank, etc. 3. There are also some local banks that can handle credit cards, such as: Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Bank of Tianjin, Bank of Hebei, Bank of Shengjing, Bank of Nanjing, Bank of Hankou, Bank of Ningbo, Bank of Guangzhou, etc.
What are the requirements for credit card application? Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. For example, many universities now have card processing services specifically for college students. This is to apply for a credit card unconditionally. College students only need to bring their personal documents and student ID cards to the bank to apply for it. First of all, it requires citizens who are over 18 years old and have civil capacity. It is required to have a stable income and provide proof of income, firstly to prove the ability to repay, and secondly to use it as a reference for setting the credit card limit. If you have successfully applied for a credit card, you can use the card to apply for a card, and the process will be much easier. The personal credit report must be good and have no bad records. Whether you can successfully apply for a credit card is also related to your occupation. For example, security, self-employed, farmers, etc. are more difficult to successfully apply for. Foreign and overseas personnel and active-duty military officers who receive the card in their own name should provide a temporary household registration issued by the local public security department or a certificate issued by the relevant department. They must also provide a guarantee unit that meets the guarantee conditions or a guarantor who has a local household registration and works locally.
Credit card applications can be processed at the bank counter or online.
If you apply at the counter, you need to bring your ID card to the bank, explain your purpose to the staff, and fill in the credit card application form according to the staff's requirements. Generally, there will be a reply within half a month. If the application is successful, you will receive the corresponding letter containing the credit card within one month. If you apply online, you only need to open the bank's APP, find "Apply for Credit Card" in the interface, click to enter, follow the prompts and enter the information to submit the application. After the application is successful, you will receive the corresponding letter containing the credit card within one month. After successfully applying for a credit card, you still need to go to a bank branch to open the card before it can be used.
I hope my answer is helpful to you!
Can I use the Xingtai Bank Card issued in Xingtai in Hunan Province?
Bank cards can be used nationwide, but a certain handling fee will be charged for use in other places.
Precautions when using ATM machines:
1. Strictly follow the instructions on the ATM's computer screen. Do not trust the so-called "notices" or "notices" posted next to the ATM, and do not follow the requirements of the notices or notices. If necessary, you can call the bank service hotline (such as Agricultural Bank of China 95599) or ask the police for help.
2． Please keep your bank card password properly. Do not disclose your password to others under any circumstances, even if the other party claims to be a bank employee; it is best to cover it with your hands or body when entering the password to prevent the password from being stolen.
3. Beware of "helpful people" and don't trust strangers easily. Criminals often pretend to be "good Samaritans" to help cardholders operate the ATM, while peeking at passwords or randomly pressing keyboards to make the ATM appear to have swallowed cards, waiting for opportunities to steal passwords or bank cards. Usually, try to choose an ATM located in a more conspicuous location. . When withdrawing money, first check whether there are any abnormalities at the card insertion port and cash outlet; when entering the password, it should be covered to prevent others from prying; after withdrawing money, the corresponding receipts should be properly kept.
4． To find out why the ATM swallowed the card, don’t leave in a hurry. Generally speaking, ATMs normally swallow cards because: the credit card has expired or the account has been frozen; the cardholder did not retrieve the card within 30 seconds after completing the operation at the ATM; the password was incorrect more than three times (including three times); operation errors Or machine failure may also cause card swallowing. The ATM swallows the card normally, and the machine will spit out the card swallowing receipt, and there will also be a card swallowing prompt on the screen. The cardholder can take the receipt to the management branch to get the card.
That’s it for the introduction of Xingtai Bank’s credit card.