What banks handle credit cards
There are many banks that can handle credit cards, such as:
1. The four major state-owned banks: China Construction Bank, China Bank, China Agricultural Bank and China Industrial and Commercial Bank.
2. Joint-stock commercial banks: Ping An Bank, China Guangfa Bank, China Everbright Bank, Industrial Bank, Shanghai Pudong Development Bank, China Merchants Bank, Huaxia Bank and China CITIC Bank.
3. City commercial banks: Bank of Beijing, Bank of Shanghai, Bank of Hankou, Bank of bank of tianjin, Bank of Hebei, Bank of Ningbo, Bank of Jiangsu, Bank of Shengjing, Bank of Nanjing, Bank of Guangzhou, etc.
Brief introduction of ChinaConstructionBank:
China Construction Bank, formerly known as People's Construction Bank of China, was established on October 1, 1954 (later officially renamed as China Construction Bank on March 26, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national vice-ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
Brief introduction of Ping An Bank:
Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd. and one of the 12 national joint-stock commercial banks in Chinese mainland. With a registered capital of RMB 5,123.35 million and total assets of nearly RMB 1.37 trillion, it is headquartered in Shenzhen, Guangdong Province. China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank.
Brief introduction of CHINAEVERBRIGHTBANK:
China Everbright Bank (China Everbright Bank, China Everbright Bank) was established in August 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 21 and the Hong Kong Stock Exchange in December 213.
get a credit card. Which bank is better?
1. Industrial Bank: Industrial Bank has a relatively low threshold for applying for a card. It is easier to apply for a card on Alipay, but generally it takes more than 62 sesame scores to apply. As for the choice of card types, I would like to introduce you to apply for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be issued as soon as 5 minutes after submitting the application. In the case of good credit, the approval rate is said to be over 9%.
2. China Everbright Bank: Alipay users with sesame scores above 62 can apply for Everbright Credit Card in Alipay more easily, and many cardholders report that they can approve it every second. Of course, it is necessary to choose the right card type in advance. Here, I suggest that you apply for a light yellow duck theme credit card, which is said to be the easiest card to be approved by China Everbright Bank. However, it should be noted that the online application of China Everbright Bank requires a face-to-face signing before the card can be issued.
3. Minsheng Bank: Minsheng Bank cooperated with Alipay to handle the card very early. Generally, if there is no problem in credit reporting, sesame seeds can be approved in seconds with a score of over 6, especially as the end of the year is approaching, the card approval rate is still high. In terms of card selection, female friends can apply for Minsheng Women's Flower Credit Card, and car owners can apply for Minsheng Car Credit Card. In addition, Minsheng Baidu takeaway joint credit card and Minsheng Net Tesco installment credit card are also relatively easy to get off the card.
4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types, such as department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.
which banks can handle credit cards, please tell me their names?
There are many banks that can handle credit cards, such as: 1. China's four major banks: China Bank, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank. 2. Joint-stock commercial banks: China Merchants Bank, Huaxia Bank, China CITIC Bank, Ping An Bank, China Everbright Bank, Industrial Bank, China Guangfa Bank and Shanghai Pudong Development Bank. 3. Some local banks can also handle credit cards, such as Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, Bank of bank of tianjin, Bank of Hebei, Bank of Shengjing, Bank of Nanjing, Bank of Hankou, Bank of Bank of Ningbo and Bank of Guangzhou.
what are the requirements for credit card processing? Generally speaking, a stable job is a necessary condition for successfully applying for a credit card. Of course, this is not absolute. For example, many universities now have card business specifically for college students. This is unconditional credit card processing, and college students only need to bring their personal documents and student ID cards to the bank for processing. First of all, citizens over the age of 18 with civil capacity are required. Require a stable income, provide proof of income, first to prove repayment ability, and second to refer to the establishment of credit card limit. If you have successfully applied for a credit card, you can apply for a card with a card, and the process will be much easier. Personal credit should be good and have no bad records. Whether you can successfully apply for a credit card is also related to your occupation, such as security, self-employed, farmers and so on. Personnel from other places, overseas and officers in active service should issue temporary accounts issued by the local public security department or certificates issued by relevant departments to receive the cards in their own names, and must provide a guarantee unit with guarantee conditions or a guarantor with a local account and working in the local area.
Credit card applications can be processed through the bank counter or online. If you go to the counter, you need to bring your ID card to the bank, explain your purpose to the staff, and fill out the credit card application form according to the requirements of the staff. Generally, there will be a reply in half a month. If the application is successful, you will receive the corresponding letter with a credit card within one month. If you APPly online, just open the bank's app, find "Apply for Credit Card" in the interface, click to enter, follow the prompts and enter information to submit the application. After the application is successful, you can receive the corresponding letter with credit card within one month. After the credit card is successfully processed, you need to go to the bank outlet to open the card before you can use it.
I hope my answer is helpful to you!
What are the banks that are easy to get credit cards?
First, Bank of Communications: Bank of Communications has a very low threshold for getting credit cards, and the speed of getting credit cards is also very fast. The downside is that the amount is relatively low, but it is more suitable as a novice entry card. Pure white households without credit information can consider it.
2. China Everbright Bank: If you already have a credit card of China Everbright Bank, you can apply for a credit card by issuing a card, so the chances of getting a card are higher. The quota of China Everbright Bank is about 1, to 2,.
third, China guangfa bank and China merchants bank: these two banks are not as good as the first two, but relatively speaking, the threshold for getting off the card is not very high. Moreover, China Merchants Bank raises the amount quickly, so there is no need to worry too much about the low initial amount. Guangfa Bank has many activities and super-rich rights and interests.
4. Ping An Bank and China CITIC Bank: These two banks are not easy to apply for. If you already have a credit card with a limit of about 45,, you can apply at this time, so the chances of getting off the card will be higher. The bank will decide the amount to be given according to the maximum limit of the cardholder's existing credit card.
5. Shanghai Pudong Development Bank: Shanghai Pudong Development Bank will also decide according to the maximum credit card limit held by the cardholder. However, Shanghai Pudong Development Bank only pays attention to the frequency of card use by the cardholder, and pays little attention to the debt ratio, which is suitable for applications with high debt ratio. Generally, applications with high debt ratio to other banks are highly likely to be rejected. Moreover, the universal fund of Shanghai Pudong Development Bank is also very powerful.
six or four major banks: if you don't have certain financial strength, don't consider applying for credit cards of the four major banks. The application threshold of the four major banks is high, and the requirements of hard conditions are also very high. However, after all, they are the four major banks, and there will definitely be no shortage of activities and benefits.
The five most valuable credit cards are China Merchants Bank young Card, Shanghai Pudong Development Bank AE White Card, Guangfa Zhenshang Platinum Card, Ping An Bank Owner Card, and Bank of Communications Wal-Mart Co-branded Card
Answer: With more and more types and styles of credit cards, our choices have become more and more, but many novice cardholders don't know how to choose a credit card that suits them. Some friends look at the face value, while others only care about the amount and rights. So which banks' credit cards are worth handling? Xiaobian has compiled five credit cards worth raising from different banks. Whether it's a beginner or a senior card friend who pursues rights and interests, these five credit cards can almost satisfy everyone.
1. young Card of China Merchants Bank
Yes, this online celebrity card, which is called Xiaobaixin Credit Card, is a common card, but it is very worthy of everyone's support. The qualification requirements are not high, and it is very easy to get off the card, but this card is only for people under the age of 3, so if there are no credit card partners, it is very good to choose this as the first card. Similar to this card, there are youthpower of Bank of Communications and Pufa Youth, and the application age for youthpower is raised to below 35 years old. However, only this card can be withdrawn with a 1% quota, and it is free of charge for the first time every month, and there are many benefits such as card opening ceremony. It is easy to raise, and it takes about one year for the quota to reach 5,.
second, AE Bai of Shanghai Pudong Development Bank
Yes, this is one of the four legendary god cards, and its big name is American Express Platinum Credit Card. If I hold this card, I think I can send a circle of friends, haha. For the first time, you can enjoy the unconditional annual fee-free discount in the first year, in addition to unlimited VIP room rights throughout the year, 6 people who can accompany you, 4 free airport shuttle services in China, and 5, credit card points for one-night accommodation experience in five-star hotels at home and abroad! Very tall and worth raising.
However, this credit card has a high threshold for getting off the card, which requires the applicant to have certain qualifications. However, if you apply again with another bank's platinum card, the probability of getting off the card will be greatly improved. Moreover, the platinum card of Shanghai Pudong Development Bank has recently been released, and those who were rejected before can also try it.
Third, Guangfa Zhenshang Platinum Card
The main interest of this card is also in the aspect of travel, and there are discounts for both airlines and railways. At the same time, this card has 3 times points, which can be redeemed for mileage, so if you want to raise a Guangfa credit card, this card can also be considered. The most important thing is that this is a platinum card free of annual fee, and there is no cost for mileage. Is it awesome?
Fourth, the owner card of Ping An Bank
Almost all car owners will consider getting a card owner card, because there are many targeted benefits and concessions, and many car owners will get this card of Ping An, with a 88% discount on gas every day, as well as 1.1 million yuan of personnel accident insurance and free road rescue nationwide, which has no resistance to drivers. This card is divided into gold card and silver card. If the qualification is average, you can consider the gold card, but refueling is a discount, so it doesn't matter which one you do.
V. Bank of Communications Wal-Mart Co-branded Card
If it is in daily life, the rights and interests of this card are very good, because this card is almost specially designed for us to visit supermarkets, and it is not difficult to apply, so many people can easily apply. Because it is jointly launched with Wal-Mart, there are also many over-value rights and interests in Wal-Mart consumption. For example, every Saturday to Thursday, you can enjoy a 2.5% credit card discount when you spend at Wal-Mart. This card is free of annual fee in the first year, and it is free of annual fee in the following year after swiping the card for 6 times in the same year. It is also very easy to maintain. Just go to Wal-Mart several times on weekends.
these are the five most valuable credit cards compiled by xiaobian for you at present, and they are also the most widely used credit card types.
which bank has a good credit card?
agricultural bank credit card, industrial and commercial bank credit card, bank of communications credit card, China construction bank credit card and Shanghai Pudong development bank credit card are all credit cards with good reputation.
1. Credit card of Agricultural Bank:
Agricultural credit card takes innovation as the main line, and according to different customer groups, it has successively launched a series of products such as standard series cards, business cards, platinum cards, various regional co-branded cards and special cards, leading the needs of different customer groups.
In addition to providing a series of intimate services such as raising the temporary limit at any time, self-service activation, 24-hour free customer service hotline, zero risk of card loss, prompt notification by SMS, choice of consumption password, emergency assistance and various repayment methods. Combine the advantages of outlets, networks and products all over urban and rural areas to form a powerful functional advantage.
2. ICBC credit card:
ICBC credit card is the most widely distributed credit card in China. The main types of ICBC credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
3. Bank of Communications Credit Card:
Bank of Communications Credit Card is a credit brand product jointly launched by Bank of Communications and HSBC. Its users are a group of people who have ideals and pursuits in life and career, know how to enjoy themselves, are more willing to struggle, and sometimes have the need to study, do business, investigate or travel abroad.
Bank of Communications credit cards are also a group of people who have a high standard of living and are willing to try new consumption habits. Pacific Credit Card of Bank of Communications is a credit card product created by Bank of Communications with the introduction of advanced technology and management from HSBC. It combines the advantages of both the global and the local, advocates a brand-new consumption culture and card experience with the theme of China people's global card, and provides preferential treatment and intimate service all over the world.
4. CCB Credit Card:
China Construction Bank Longka Credit Card is a credit card brand with 9 million customers. It adheres to the customer-centric concept and provides customers with professional financial services and convenient payment experience. Longka Family Love Card, Global Hot Purchase Card, Tencent Game Card and other series of more than 1 kinds of credit card products;
meet customers' domestic and overseas transactions, family care, installment financing and other consumer needs. Special offers such as Dragon Card Saturday and consumption abroad Cash Back, as well as a variety of phased products, help customers manage their money easily and spend wisely.
5. Shanghai Pudong Development Bank Credit Card:
Shanghai Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank, which enjoys a variety of benefits and can also handle photo cards for free. Pufa Dream Card allows consumers to choose products and rights. Customers customize cards according to their needs, including four aspects: card material selection, card surface pattern, exclusive rights and interests, and card organization. Banks then make credit cards according to the customized information.
which bank has a good credit card?
China Merchants Bank, China Guangfa Bank, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank have good credit cards. There are a large number of card holders, which are welcomed by credit card users. They are all with many discounts, professional service, quick withdrawal and points. The following are the characteristics of these bank credit cards:
1. China Merchants Bank
The first nationwide credit card system and international 24-hour road rescue service have gradually become the service standards of the domestic credit card industry. In terms of product and service innovation, China Merchants Bank credit cards have created more than 1 new products.