Generally required by banks. Not having a job means there is no source of income and no ability to repay. It is difficult to apply for a credit card. Of course, it is also possible if you can provide other proof of income.

1. Credit card application conditions:

1. Over 18 years old;

2. Have a fixed occupation and stable income, and the workplace is generally in the place of permanent residence. Urban and rural residents;

3. Fill in the application form and sign in the "Applicant's signature" area.

2. Information required to apply for a credit card:

1. Copy of identity document, proof of employment, proof of income, etc.;

2. Provide bank deposit receipts, real estate Certificate, degree certificate, etc.;

3. If you are a private owner, in addition to the above information, you must also provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of business start;

3. For those with foreign registered residence, overseas personnel applying for local jobs, and active military officers applying for credit cards in their own names, some card-issuing banks may require a temporary household registration issued by the local public security department or a certificate issued by the relevant department (including employment certificate). prove).

In order to pass the system's comprehensive assessment and credit limit judgment. Detailed application materials are as follows:

1. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal ), or a copy of the original and marked work permit that has been verified by the promoter;

2. Proof of financial resources: it can be salary records issued by banks, or income tax withholding certificates, or houses, cars, Documents proving the market value of deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove the level of financial resources. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.

The credit card application review is comprehensively assessed by the system, taking into account many factors, such as age, job stability, income, personal credit, etc., and is not determined by unilateral factors. . Everyone's situation will also be different and it is difficult to compare with each other.