Credit cards can be repaid immediately after consumption, and the advantages outweigh the disadvantages.

1. Repay immediately, and no interest will be generated, which is beneficial to both parties, and the users are relieved and convenient, and the bank has a transaction volume.

2. Repay the loan immediately, with a good reputation, which helps to increase the credit limit, and you can apply for a credit card with a larger credit limit.

Extended information:

Whether the credit card can be swiped on the same day after repayment depends on whether the credit card restores the limit on the same day. Different repayment methods have different time to restore the limit.

if you repay the loan through the bank, such as directly depositing the repayment amount in the bank's ATM or counter, or transferring the repayment through the bank's savings card, the amount will be restored immediately after the repayment, and you can spend when there is an available amount.

If you repay through a third party or inter-bank such as Alipay, it will take about 1-3 days to complete the account entry. After your repayment transaction is entered, the available amount will be restored, and then you can continue to use it.