Legal analysis: To actively respond to the lawsuit, first show that you are willing to repay, and then actively negotiate with the bank to repay. After the people's court accepts the case, if the parties have objections to the jurisdiction, they shall raise them during the period of submitting the defense. The people's court shall examine the objections raised by the parties. If the objection is established, it shall be ordered to transfer the case to the people's court with jurisdiction; If the objection is not established, the ruling shall be rejected. If a party fails to raise any objection to jurisdiction and responds to the lawsuit, it shall be deemed that the people's court against whom the lawsuit is filed has jurisdiction, except for those who violate the provisions on hierarchical jurisdiction and exclusive jurisdiction.

Legal basis: Article 121 of the Civil Procedure Law of the People's Republic of China shall specify the following items:

(1) The name, sex, age, nationality, occupation, work unit, domicile and contact information of the plaintiff, the name and domicile of a legal person or other organization, and the name, position and contact information of its legal representative or principal responsible person;

(2) information such as the defendant's name, gender, work unit and domicile, and information such as the name and domicile of a legal person or other organization;

(3) the claim and the facts and reasons on which it is based;

(4) evidence and sources of evidence, names and residences of witnesses.

article 634 of the civil code of the people's Republic of China

if the amount of the installment payment that the buyer fails to pay the due price reaches one fifth of the total price, and fails to pay the due price within a reasonable period after being urged, the seller may request the buyer to pay the full price or terminate the contract.

if the seller terminates the contract, it may request the buyer to pay the royalties of the subject matter.

article 667 a loan contract is a contract in which the borrower borrows money from the lender, returns the loan at maturity and pays interest.

article 673 if the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

article 674 the borrower shall pay the interest within the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and it cannot be determined according to the provisions of Article 51 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan period is more than one year, it shall be paid at the end of each year, and if the remaining period is less than one year, it shall be paid together with the loan.

article 676 if the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.