The limit will not be lifted for how long the credit card expires. The bank only decides whether to freeze the credit card according to the expiration. Next, Bian Xiao will introduce the time when the credit card was frozen or cancelled.

After the credit card is frozen, the limit will not be cancelled, but it will be temporarily frozen. Users will not continue to use the credit card's consumption, transfer and prompt functions, but the credit card's repayment function is still normal.

After the credit card is frozen, the user can settle the overdue loan and take the initiative to call the hotline of the card bank to speed up the credit card recovery time.