You can choose to use the bank's reserved telephone to call the 24-hour customer service hotline of China Bank 95566 or the credit card customer service hotline 400-66-95566 to cancel the credit card of China Bank, and the customer service staff will handle the card cancellation procedures for you after verifying personal information and account information.

2. Revocation of bank outlets

You can bring your valid ID card and the credit card that needs to be cancelled, and go to the counter of China Bank. There will be a dedicated bank staff to serve you. You can consult the bank staff for specific questions. It is also the safest and most secure to cancel the bank card at the bank outlet.

3. Log in to China Bank Credit Card official website to apply for card refund.

(1) Log in to the Credit Card Center of Bank of China, click "Apply for Credit Card", enter the credit card introduction page, select your favorite card, click "Apply Now", then enter the application page, and fill it out by yourself according to the prompts to complete the application process.

(2) Advantages and disadvantages: convenient application, simple operation and quick card issuance. However, failure to submit additional application materials, such as financial proof, may affect the issuance of cards, and the probability of obtaining a high credit card is very low.

Although banks are different, the cancellation methods of credit cards are basically similar and the operation is relatively simple. Use mobile phone (model: HLK-Al00)

I. Precautions for Credit Card Cancellation in China Bank

1. Pay off all debts in time.

This debt includes bill debt and annual fee. If there is still arrears in the card, forget it and cancel the card directly. After the interest is accrued, if the amount reaches a certain amount, the bank will start to collect debts.

2.45 days later, confirm whether to cancel the account.

Credit card cancellation is usually handled through customer service, but it was not successful at that time. When the card is cancelled, the account will enter the pre-cancellation state, and it will take 45 working days to know whether the account has been cancelled successfully.

(1) If the balance in the account has been cleared after 45 days of pre-sale, there is no need to go through any formalities at the counter, and the account will be automatically closed for you.

(2) When the main card is cancelled, all the subsidiary cards under its name are cancelled, but the cancellation of the subsidiary cards does not affect the use of the main card.

(3) Pre-account cancellation must be handled by the cardholder of the main card, including the case that the secondary card cancels the account separately. The deputy cardholder can't apply for account cancellation, only the main cardholder can apply for account cancellation.

3. Cut off the magnetic stripe when the pin is stuck. If the card is complete, it may be used in some consumer places that only need the card number and do not need to check the information.

Second, China Bank Credit Card.

1. The credit card of China Bank is still very good. Compared with other banks' credit cards, China Bank's credit cards have foreign exchange advantages, taking the existing points, and some areas are exempt from the annual fee of platinum cards.

2. In addition, the credit card installment fee of China Bank is not high, which can reduce the repayment pressure of cardholders. From the feedback of users, the credit card risk control of China Bank is also small. But for users, it is still worth applying if they meet their own card needs.