One is that the bank card used has expired or the account has been frozen;

Second, the cardholder did not retrieve the card within 30 seconds after the ATM operation was completed;

Third, the password has been entered incorrectly for more than three times (including three times); Fourth, operational errors or machine failures may also lead to card swallowing.

If the above situation is normal, ATM will swallow the card, the machine will spit out the receipt of card swallowing, and there will be a card swallowing prompt on the screen. The cardholder can take the receipt to the management bank to get the card.

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

1, credit card

Credit certificate issued by commercial bank or credit card company to qualified consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

2. Debit card

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption.

3. Magnetic stripe card

Card-shaped magnetic recording media use magnetic carriers to record characters and digital information for identification or other purposes. The magnetic card is made of high-strength and high-temperature resistant plastic or paper-coated plastic, which is moisture-proof, wear-resistant, flexible, convenient to carry and stable and reliable to use. For example, the bank card we use is the most common magnetic stripe card.

4. Chip card

Chip card has a large capacity, works like a microcomputer, and can have multiple functions at the same time. Chip cards are divided into pure chip cards and magnetic stripe chip composite cards, which have become the development trend of global bank cards because of their high security and multi-functional applications.

5. Foreign currency card

Credit card operators mostly belong to institutions in freely convertible countries, so there is no difference between foreign currency cards and local currency cards in such countries; However, in most developing countries, the currencies of many countries are not freely convertible. Therefore, credit cards in this currency, even if they are members of international credit card organizations, can only be issued as regional cards and cannot be used internationally.