Question 1: Should I bring a credit card or a debit card when traveling to Thailand? There are a lot of useless things mentioned above... I have been to Thailand twice... It is recommended to make an appointment with Bank of China for exchange in China. When I went there, the exchange rate was relatively high. For example, when I went there in July, Bank of China exchanged 1 RMB for 4 RMB 7. When I got to the Thai ATM, it was a little more than 4 RMB 5, and there was also a certain percentage of handling fees. Each bank's ATM is different, green The ATMs in Thailand (forgot which bank they are from) are cheaper, and the security in Thailand is good. You can bring UnionPay debit cards. Many ATMs in Thailand support UnionPay. What you said about not requiring a password is for credit cards. This problem does not exist with debit cards. of.

It seems that Hua Xia Bank’s credit card is free of charge for the first overseas credit card payment every day, so you might consider it. As for losing it, it's up to you. Just keep it like a passport and don't let him throw it away. The remaining baht was spent on L’Oreal at the airport duty-free shop on the return trip!

Question 2: What bank card is suitable for traveling in Thailand? Is there a handling fee? Thank you for help! If you live in a domestic coastal city or a larger first- or second-tier city, exchange will be more convenient. It is recommended to exchange Thai baht locally for travel, because you can choose to exchange when the exchange rate is more cost-effective.

In Thailand, all UnionPay cards can be exchanged locally, such as: 1. Special exchange shops (small shops with Exchange written on them, but relatively speaking, they will still be higher than normal international exchange rates) 2. Main streets There are many self-service teller machines on the Internet, but they need to have the UnionPay logo. Basically, green stores or teller machines have the most cost-effective exchange rates. It is recommended not to exchange at the airport, as the exchange rates will be even less cost-effective.

But please note that if you use a local cash machine or a local bank to exchange money in Thailand, a handling fee will be charged (the local bank in Thailand and the Chinese card issuing bank will charge handling fees respectively). Generally, The fee ranges from RMB 10 to RMB 20 each time, depending on the charging methods of major banks. Therefore, it is more cost-effective to exchange money locally where you live in China.

In addition, it is recommended to apply for a Hua Xia Bank Business Travel Card as a backup in case of emergency. This card has one fee-free withdrawal and exchange every day at home and abroad, that is, this card has one exchange every day in Thailand. The handling fee of the card issuing bank can be waived, and only the usage fee of local teller machines in Thailand (about RMB6-10 yuan) is charged. This year, Bank of China also launched a free-travel credit card, which also has the same function (but with a limited number of times), and uses a chip. This kind of card will be relatively safe for overseas consumption, because barcode cards have been proven to be used by some crimes abroad. Group deciphering, so try to use chip cards for security. In addition, if there is a UnionPay card machine in most regular large supermarkets or hotels and restaurants, you can use this card. The exchange rate is instantaneous, the points will be doubled, and the handling fee will be discounted (there will be different discount stages at different times) , it is recommended to call Bank of China for enquiry).

I should have answered them all. If you have any questions, please ask and I will reply. I wish you a happy journey!

Question 3: What bank cards can I use when going to Thailand? 30 points Most of the credit cards used in Southeast Asian countries are VISA; UnionPay cards are limited to ATM withdrawals (cash) with the UnionPay logo. Therefore, it is recommended to apply for a credit card in addition to a UnionPay ATM card!

Question 4: What bank cards can be used in Thailand? 1. Bank cards with the Union Pay logo. This bank card has the lowest handling fee for withdrawing money. Now the minimum fee is 100 baht. 2. The remaining handling fees are similar, and you can also withdraw money with JCB, Visa, and Master Card cards.

3. Generally, there are ATMs for withdrawing money at the entrance of convenience stores 7-11, various airports, shopping malls, and supermarkets in Thailand. The green K bank and the purple blue ones can withdraw up to two ATMs a day. 10,000 baht. There is a shitty bank that can withdraw up to 30,000 baht a day. If you want to know the withdrawal limit, just insert your card and check it out.

4. All common bank cards and above can be used, and there is no handling fee for card swiping.

Question 5: Which bank card is the most cost-effective to use when withdrawing cash and swiping credit cards in Thailand? I asked the right person. I am planning to go to Thailand in the near future and have done some research on this aspect.

Bank card type ATM cash withdrawal ATM inquiry

Bank of China UnionPay card 15 yuan/transaction 4 yuan/transaction

China Guangfa Bank UnionPay card 15 yuan/transaction 2 yuan/transaction

China Everbright Bank UnionPay Card 15 yuan/transaction free

Bohai Bank UnionPay card 12 yuan/transaction 2 yuan/transaction

China Zheshang Bank UnionPay card 12 yuan/transaction 2 yuan/transaction

Ningxia Bank UnionPay card is free to check

Hangzhou United Bank UnionPay card is free

Guangdong Huaxing Bank UnionPay card is free until the end of May 2014

UnionPay cards of Wing Hang Bank are free until May 31, 2014.

Friends in Guangxi can pay attention to UnionPay cards of Liuzhou Bank for free.

UnionPay cards of Hengfeng Bank

Free and free recommendation for Citibank UnionPay card

The cash withdrawal amount with China Merchants Bank UnionPay card is 0.5 yuan, with a minimum of 10 yuan 10 yuan/transaction

The cash withdrawal amount with Industrial and Commercial Bank of China UnionPay card is 1.12 yuan, with a minimum 14 yuan, up to 112 yuan, 4 yuan/transaction

The amount of cash withdrawal with Agricultural Bank of China UnionPay card is 1, 12 yuan, 4 yuan/transaction

The amount of cash withdrawal with China Construction Bank UnionPay card is 1, 12 yuan, 4 yuan/transaction

The amount of cash withdrawal with Bank of Communications UnionPay card is 1.12 yuan, the minimum is 15 yuan and 4 yuan/transaction

Postal Savings Bank ① The cash withdrawal amount with ordinary account UnionPay card is 0.5 yuan, 12 yuan,

Minimum 15 yuan, maximum 62 yuan 4 yuan/check

Hua Xia Bank ① UnionPay card, the first transaction per day is free

The first 3 transactions per query exceeding 12 yuan per query are free

Ping An Bank ①UnionPay card 15 yuan/transaction 2 yuan/transaction

②UnionPay gold card UnionPay platinum card 15 yuan/transaction, free of charge for the first 20 inquiries and withdrawals per month 2 Yuan/transaction, free of charge for the first 20 inquiries per month

Industrial Bank ①UnionPay Silver Card 16 Yuan/transaction 2 Yuan/Inquiry

②UnionPay Gold Card 8 yuan/transaction 1 Yuan/transaction

③UnionPay Black Gold Card

UnionPay Platinum Card free of charge

So many, see It’s dazzling

In summary, it is recommended that Hua Xia Bank is free for the first transaction every day and Ping An Bank is free for the first 20 transactions per month

But be careful. The above price does not include the unilateral handling fee of 50 baht per transaction charged by Thailand UnionPay, which is approximately RMB 12

Question 6: What kind of bank card and savings card can you apply for in Thailand? You can apply for a Hua Xia Bank card , the first cash withdrawal in the local area every day is free of charge, and the exchange rate is also very cost-effective.

For credit cards, it is best to bring a dual-currency credit card. It is best if it is a credit card with Global Payment RMB settlement. China Construction Bank has such credit cards, Global Payment Credit Card, Olympic Dragon Card, CCB Credit cards above the platinum level all have this function. The advantage of this kind of card is that it can waive exchange fees, and the repayment is all in RMB, without the need to purchase foreign exchange or anything. Many POS in Thailand support UnionPay. Try to use UnionPay. If UnionPay is not supported, choose international organization lines. When I swiped local cards before, I found that UnionPay could be swiped on this floor of the same shopping mall, but only VISA and MasterCard could be swiped on another floor. Therefore, it is still necessary to prepare a dual-currency credit card.

Question 7: Any bank card with the UnionPay logo can be used when traveling to Thailand. Hua Xia Bank’s bank card is free of charge for the first cash withdrawal from an overseas ATM machine every day, so Hua Xia Bank’s is the best card. OK, save on handling fees.

Question 8: When traveling to Thailand, which bank card is the most convenient to bring? Any card with UnionPay standards is fine!

Question 9: For help, what bank card is best for traveling to Thailand? In Thailand, it depends on whether you want to withdraw cash or pay by card. 1. If you want to withdraw cash, you can withdraw cash from ATMs with the UnionPay logo. Each transaction charges 50b. It is recommended that you withdraw more at one time; 2. If you use a credit card to make purchases, there is no handling fee. Nowadays, many domestic banks, such as China Merchants Bank, CITIC, etc., have cashback activities for overseas card swiping. For details, you can go to their official websites.

Question 10: Which bank’s card is best to use when going to Thailand? 1. If you are traveling. UnionPay is accepted in many shopping malls in Thailand. If you just pay by card, then all with the UnionPay logo will be the same. There will be no additional charges. If you want to withdraw cash, all banks are similar. The handling fee depends on the specific regulations of each bank. See if they have any promotions. When traveling, you won’t use bank cards to withdraw cash as frequently as in China. The handling fees for cross-border cash withdrawals are relatively high. Suggestion: Try to use the bank when buying things, and just keep your debit card with you for emergencies. Before traveling, roughly estimate the expenses you will need, and exchange the appropriate amount of Thai Baht at the domestic Bank of China. 2. If you are going to stay in Thailand for a long time, it is recommended to apply for a Thai bank card. 3. Currently, the Chinese banks with branches in Thailand are: Bank of China Bangkok Branch and ICBC Thailand. Deposit cards using the UnionPay logo can directly withdraw Thai baht from ATMs in Thailand with the UnionPay logo. The handling fee is 50 baht each time. All debit cards with the UnionPay logo are the same, no matter which bank they are from; swiping a card in a shopping mall only requires You can use credit cards, but not debit cards, so you have to withdraw cash first and then use cash for consumption.