1. You can discard a small amount of credit card balance

If there is not much balance on your card, you can choose to give up the balance and cancel it directly. Because the withdrawal of cash by credit card requires a certain handling fee, and the general settlement procedures are more complicated.

2. You can spend the extra balance directly by swiping the card

If your card has a balance of tens of dollars when it is cancelled, you can directly go to the supermarket to swipe these balances, thus avoiding the handling fee for cash withdrawal or transfer.

3. Some banks can directly help customers close their accounts after they apply for account cancellation, and there is no charge.

you can apply for account cancellation first, apply for account cancellation within 45 days, and then go to the counter to check out, and you don't need to pay any handling fee at this time.

4. When closing the account, directly call the bank staff to help transfer it to other cards.