Hello, customers who already hold the Bank of Communications credit card can try to apply for a new credit card gold card from the bank after the card has been activated for more than six months. If you have a car, a real estate license and a large deposit certificate, you can directly apply for upgrading the gold card. If these conditions are not met, the following requirements must be met:

1. To meet the bank's requirements on the number and amount of consumption, it is best to ensure the habit of spending more and swiping more cards during the trial period.

2. Repay in time. If you have overdue repayment, the general bank will not let you upgrade your gold card. It is recommended to accumulate personal credit and repay on time every month.

3. Take part in bank activities frequently (a series of preferential activities of the bank's official website credit card), and the bank will judge whether you are actively spending.

If you meet the above requirements, you can upgrade your credit card through the customer service phone of Bank of Communications, official website or directly to the counter of bank outlets.