if the bank card is permanently frozen, the account is frozen and cannot be unfrozen. According to the query of official website of Yunnan Hongta Bank.

1. The bank card is a credit card. If it is frozen, the bank card may be frozen due to abnormal transactions, malicious cashing, forged information, and continuous password errors.

2. For overdrawn bank cards, the bank will set the overdraft share according to the actual repayment ability. When the overdraft exceeds the share, the bank will immediately freeze your bank card.

3. If the bank card fails to apply for a new card upon expiration, the bank will freeze your expired bank card after expiration.

4. If the bank card has been reported lost for many times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting.