There are only two banks that offer credit cards with 100% cash withdrawal limit.

They are China Merchants Bank and Bank of Communications respectively. The first cash withdrawal per month is free of charge, and the cash withdrawal limit is up to 100% of the credit card limit. The cash withdrawal rate is 1%. At least ten yuan is charged at a time, and the cash withdrawal limit is up to One hundred percent of the credit card limit.

Local bank withdrawals are free of withdrawal fees. Bank of Communications’ youth card allows you to withdraw cash in full. The handling fee is five yuan per withdrawal. Guangfa Bank’s credit cards are for customers with good credit status who have held the card for more than half a year. It also provides a full withdrawal function, with a minimum charge of 2.5 to 3% of the withdrawal amount of 10 yuan at a time.