In the above formula, "unsettled record amount" refers to the credit card transaction amount that you have booked but have not returned; "Cumulative used unrecorded amount" refers to the amount of credit card transactions that have occurred but have not been accounted for.
Hello, the installment amount of shopping is your actual fixed available amount. If your current actual fixed available amount is insufficient, you can't make the installment transaction temporarily. I suggest you apply for increasing the quota first, and then try to handle the installment business. After the installment is successful, the installment amount will all take up your fixed amount. You only need to pay the installment amount on time every month, and the fixed amount occupied by the installment amount will be restored after you pay it back. For example, if your current available amount is 3,000 yuan, and you want to buy a product of 1 with 200 yuan, you can choose installment payment of 12 yuan, and the single installment amount is 100 yuan. After your successful application, the available credit card amount is RMB1,800 yuan; After you repay 65,438+000 yuan in the first installment, the available line will be restored to 65,438+0, 900 yuan, and so on.