2. Consume as much as possible, with an average of more than 10 transactions per month. If it is more than 20 transactions, it is easier to withdraw money.
3. There are many types of consumer merchants, such as shopping malls, supermarkets, gas stations, restaurants, hotels, tourism and entertainment places.
4. The less wholesale, house purchase, car purchase and other bulk consumption, the easier it is to raise the amount.
5. The less online shopping, Alipay transactions and cash withdrawals, the easier it is to approve the application for increasing the quota.
6. The type of merchants who swipe their cards cannot always be similar to the business scope of the company.
7. Re-apply for another Bank of Communications credit card. If the amount is higher than this, the two cards will be automatically tied.
8. If the amount of a large merchant is higher than the credit card limit, you can call customer service to ask for a temporary increase in the credit limit to facilitate timely consumption.
Bank of communications withdrawal method on rest days
1, the latest flow formula, swiped more than 15 at the weekend, and then called the customer service to ask about the amount and asked you to use it. You said that the amount was not enough, needless to say, 10 minutes later, the amount came up.
2. Bank of Communications withdrawal method: Call to cancel the card, and the customer service will tell you that it is a quality customer. Someone will contact you in about 5 days, and then in a day or two you will find that the quota has been improved.
Traffic allowance rules
1, Bank of Communications will use the information and credit provided by the cardholder at the time of application.
The approved credit line is the maximum amount that the cardholder can use for overdraft consumption and cash withdrawal.
2. For holders of multiple credit cards issued by Bank of Communications, the maximum credit limit of each credit card held in the cardholder's name is used as the credit limit, not the sum of the credit limits of multiple credit cards.
3. The credit cards of Bank of Communications have the same amount of credit cards. Bank of communications Pacific dual currency credit card, enjoy? Two coins per card (RMB+USD)? RMB and USD share the credit line.
Bank of Communications credit card available line
1. Available credit limit refers to the unused credit limit in your credit card. The available amount will decrease with each consumption, and will be restored accordingly with your repayment in each installment.
2. The calculation method is as follows:
Available line = credit line? For example, if your credit card limit is 20000 yuan, the unrecorded amount is 654.38+0000 yuan, and the used unrecorded amount is 4000 yuan, then your available amount is 6000 yuan.
Bank of Communications Credit Card Withdrawal Amount and Limit
1. The withdrawal limit of the Bank of Communications credit card is included in the credit limit of the credit card, which is generally 50% of the credit limit. Bank of Communications credit card domestic cash withdrawal limit, the daily cash withdrawal limit of each card using the credit line does not exceed 2000 yuan.
2. The maximum withdrawal amount of each card on the ATM every day is no more than 5,000 yuan (there is enough overflow amount, and at least the overflow repayment amount is more than 3,000 yuan). What is the maximum withdrawal amount at the counter? 2000? Renminbi. You can't withdraw US dollars with a credit line in China.
Bank of Communications will withdraw cash from overseas by credit card. The daily ATM withdrawal of each card shall not exceed $65,438+0,000, the monthly withdrawal shall not exceed $5,000, and the semi-annual withdrawal shall not exceed $65,438+0,000 (if the US dollar has enough excess repayment). If a credit line is used to withdraw cash, the daily withdrawal amount of each card shall not exceed 2000 yuan or equivalent foreign currency.
Influence of credit card installment quota of Bank of Communications
1. The installment amount of Bank of Communications credit card shall not exceed the credit card amount, and the maximum amount shall not exceed150,000 RMB or 6,000 USD. No matter whether you deposit in a credit card or temporarily increase the credit limit, you can't increase the maximum amount for applying for installment payment.
2. Bank of Communications will occupy the credit line of the cardholder after applying for the credit card in installments, and will gradually recover after repayment in each installment.
Adjustment of credit card limit of Bank of Communications
1. The long-term credit limit of Bank of Communications' credit card will be adjusted regularly by Bank of Communications, instead of the cardholder actively increasing the credit card limit.
2. However, when you travel or move abroad and need to obtain a better credit line within a certain period of time, you can call customer service to apply for a temporary increase in the credit line. After the temporary limit expires, the over-limit handling fee will be charged for the part that actually exceeds the credit limit.
Bank of Communications credit card limit inquiry
1. The credit card limit of Bank of Communications can be inquired through the customer service hotline, and information such as RMB, US dollar account arrears, current available limit, etc. can be obtained anytime and anywhere.
2. Bank of Communications credit card customer service hotline is as follows:
800-988-8888 (free of charge, applicable to fixed and local telephones only)
4008009888 (mobile phone users can call)
400-889-3888 (co-branded card users call)
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