The credit card of a rural commercial bank can be consumed first and then repaid. Simple credit service is a credit certificate issued by rural commercial banks to eligible credit consumers.
Rural commercial credit card holders can go to specialized commercial service departments for shopping and spending, and the Agricultural Bank of China will settle accounts with merchants and cardholders, and cardholders will spend within the credit limit.
Rural commercial credit cards have an interest-free repayment period and a minimum repayment amount, and cardholders can also choose to repay by installments.