Each bank may have different criteria for reviewing credit card applications. Sometimes the more credit cards you have, the more likely you are to be rejected if you apply for another bank's credit card, unless your assets are particularly strong. Generally speaking, the average working class should not apply for more than five credit cards. In addition, an individual's comprehensive credit line is limited, and credit card lines of several different banks can be accumulated. If you have reached the upper limit of personal comprehensive credit line, you can apply for another credit card of Minsheng Bank. If you are not assured of your repayment ability, the bank will definitely reject your application.