Yes, there are two cash withdrawal methods for credit cards:

1. Go directly to the UnionPay deposit and withdrawal machine to withdraw money. In this case, you can only withdraw half of the credit amount. For example, the trust limit is 5 Ten thousand, the maximum withdrawal can only be 25,000;

2. The common way to withdraw cash is to swipe it on the POS machine. In the virtual messaging method, the merchant charges a small portion of the fee and gives you cash directly. And the bank doesn't know how to get it out. Think of it as shopping. There is an interest-free period. Some are 50 days, so as long as you pay it off within the specified time, no interest will be charged.

Note: If the cardholder cannot repay the loan on time, he will have to bear overdue repayment interest that is higher than the overdraft interest, and may cause a bad credit record, and it will be difficult to borrow funds from the bank in the future. If there is a problem, you may even have to bear the legal risk of losing personal credit.