The Shanghai Pudong Development Bank credit card has a certain validity period, usually 5-8 years, and different credit cards have different validity periods. But no matter what kind of credit card, you need to replace the card before it expires. If you don't replace the card, you will not be able to use it. So, if you don’t change the card when it expires, will it be automatically canceled after a long time? Let’s take a look with the editor.

Will the Shanghai Pudong Development Bank credit card be automatically canceled when it expires?

No. After the Shanghai Pudong Development Bank credit card expires, the cardholder can no longer use the credit card normally, but this does not mean that the credit card is automatically canceled. If the cardholder wants to cancel the Shanghai Pudong Development Bank credit card, he needs to call the Shanghai Pudong Development Bank customer service phone number to cancel. In addition, the cancellation of a Shanghai Pudong Development Bank credit card will take effect immediately. If the account is canceled, the credit report will take up to 45 days to be updated.

How to replace the Shanghai Pudong Development Bank credit card when it expires?

Normally, before the card expires, Shanghai Pudong Development Bank will automatically renew the card and issue a new card to the cardholder. The card shipping address registered with Shanghai Pudong Development Bank will be mailed to the cardholder via EMS. If the cardholder's address changes, the address generally needs to be changed one month before the credit card expires.

During the credit card replacement period, cardholders can repay normally and operate directly on the mobile banking APP. Once the new card is successfully activated, the old card information will be automatically transferred to the new card, and the cardholder can simply destroy the old card.