Platinum Card of Shanghai Pudong Development Bank

Application conditions for Platinum Card of Shanghai Pudong Development Bank: You can apply for VISA Platinum Card Standard Edition, Zunshang Platinum Card and Co-branded Platinum Card of Shanghai Pudong Development Bank if you are at least 18 years old, have no bad credit record and have an annual income of over RMB 12, (inclusive).

Extended information:

Skills for improving the amount of platinum card of standard IC credit card of Shanghai Pudong Development Bank:

1. Withdrawal time: the credit card has been used for more than half a year; If you apply for permanent withdrawal again, it will take more than half a year from the last application for withdrawal. Remember the interval.

2. Maintaining a good credit record is the key to increase the credit limit. Repay on time, it is best to bind the savings card and repay automatically, so that you won't forget to repay.

3. When the cardholder's financial situation has improved, you can mail the financial proof materials that have not been submitted before to the credit card center of Shanghai Pudong Development Bank, such as the car under the cardholder's name, the real estate under the cardholder's name, the securities under the cardholder's name, and the passbook under the cardholder's name, which are very conducive to increasing the credit limit. Is to prove the financial strength of the cardholder.

4. swipe your card and spend more money at ordinary times, which can improve your chances of successful application; It is also necessary to ensure the amount of consumption, and occasionally there must be several large-scale consumption. In addition, we should pay attention to avoid spending money in the same place frequently. Traveling, buying air tickets, booking hotels, shopping in shopping malls and car maintenance are all brushed up.

Benefits of Shanghai Pudong Development Bank Platinum Credit Card:

1. Annual fee: 3,6 yuan.

the annual fee is free in the first year and can be deducted with 2, points in the next year.

2. Free shuttle service at domestic airports three times a year.

3, unlimited PP card (popular science time: PP card is the airport VIP room card).

4. Buffet coupons for 28 five-star hotels are free for two or more people traveling together.

5. Free room upgrade for Mandarin Oriental, SLH and WorldHotels Hotel Group.

6. Replace the card and report the loss free of charge.

7. VIP access at Pudong Development Bank, free exchange fee for foreign currency consumption, insurance, Hertz car rental discount, global emergency rescue, domestic road rescue and golf play.

how about Pudong Platinum Credit Card Simplified Edition? Is it worth applying for?

If you want to have a platinum card of Shanghai Pudong Development Bank, you can start with the simplified version of Shanghai Pudong Development Bank Platinum Credit Card. The application threshold for this platinum card is relatively low, and it is still easy to apply. So, how about this Pufa simple and white? Let's analyze it from four aspects to see if this is a credit card worth applying for.

this simple platinum card of Shanghai Pudong Development Bank is known as "the lowest threshold platinum card". This card is exactly the same as other Platinum cards in Pufa. The word "platinum" is obvious, but it is far from them.

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1. From the application conditions, you can apply for Pudong Development Platinum Credit Card as long as you are over 18 years old, have no bad credit record and have an annual after-tax income of more than RMB 12, (inclusive).

2. Judging from the application amount, the credit amount of other banks' general gold cards is between 1, yuan and 5, yuan, while the credit amount of Pufa's platinum card is only just ordinary cards, and many cardholders only approve cards with a credit amount of 2, yuan.

3. In terms of annual fee, this card is free of annual fee for life, which is the only place that has a slight advantage over other banks' platinum cards.

4. From the perspective of rights and interests, the simplified version of Platinum Card does not provide reasonable rescue, aviation insurance and other services, and aviation points are exchanged for one mile (the standard version is exchanged for 15 points). Except that the withdrawal space is higher than that of Puka Card, other services are basically the same as Puka Card.

Therefore, many netizens joked that the card has a platinum "face" but a Puka "heart", and thought that it would be better not to apply if it is not necessary, which is too insincere.

By the way, introduce the key parameters of Pudong Platinum Card Simplified Edition:

Advance cash: 2% of cash withdrawal amount, minimum RMB 2/USD 2/EUR 2/GBP 2

Late payment fee (RMB or USD): 5% of overdue repayment amount

Interest: expected annualized interest rate of .5% per day

Interest-free period: up to 5 days. Other banks' ATMs: 2% of the cash withdrawal, with a minimum of RMB 2/USD 2/EUR 2/GBP

Handling fee for reading the purchase slip: Simplified version: RMB 2 yuan/transaction

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Pufa Platinum Credit Card (Simplified Edition)

Is Pufa Zunshangyi Platinum Credit Card Pseudo Platinum

No

Pufa Zunshangyi Platinum Card is a high-end card. Shanghai Pudong Development Bank Zunshang Platinum Card is a high-end platinum credit card launched by Shanghai Pudong Development Bank. The Shanghai Pudong Development Bank Zunshang Platinum Card has certain requirements for application conditions. This Shanghai Pudong Development Bank Zunshang Platinum Credit Card is a real nominal platinum card. The annual fee of this card is 68 yuan/year, and the annual fee for the following year can be exempted if the accumulated credit card amount reaches 18, yuan in 12 months after the card is approved or renewed.

Pudong Development Bank Platinum Card is really a fraud, with a fucking quota of 2,.

Most of the cards of Shanghai Pudong Development Bank are called Platinum Cards, which loses the true meaning of Platinum Cards (also called pseudo-Platinum Cards), and most of them are called Platinum Cards with a quota of only 2, in batches.

why can platinum credit cards be sought after by many people? Standard Platinum Card can enjoy multiple privileges such as airport VIP lounge, high-speed rail VIP lounge, bank VIP service (swiping VIP number), giving high aviation accident insurance, no appointment for physical examination in 3A hospitals, no queuing, discount for preferential merchants, mileage redemption for points, free car rescue, etc. At the same time, the amount is higher than that of ordinary credit cards (generally starting from 1,), which is a symbol of identity.

Supplementary information:

Now, in order to boost its performance, many netizens have done it, with a success rate of over 9%. It looks beautiful, but I don't know how to jump into the pit of Pufa. This platinum card is a fake platinum card. There is no quota for platinum cards, but there is an annual fee for platinum cards. If you want to avoid the annual fee, you have to reach the amount of consumption stipulated by Pudong Development Bank. Got it? Almost all netizens have a quota of 2,, and those with a quota of more than 5, are the garage certificates provided by others, which is helpful.

Extended information:

Credit card approval amount depends on individual qualifications.

when filling out the application form, there are several small details that affect the credit line, such as whether you have a fixed telephone number in this city, whether this number is registered in your own name or the name of your family, whether you are married, whether your mobile phone number has a monthly rent, and whether it is a local account. If the above answers are in the affirmative, the bank will greatly increase your credit evaluation, but each condition is not absolute, but it is relatively easy to pass the qualification examination and increase the initial application for consumption limit. Consumer credit and repayment credit are still the most important for banks.

don't forget to swipe your card anytime, anywhere. During the period of using the card, you should spend more by swiping the card. You should try to choose a store with swiping the card for food, clothing, housing and transportation. The more frequently you use it, you will have a relatively stable spending quota every month, just changing the original habit of cash consumption to swiping the card. This shows your loyalty to the bank. The bank's information system will count your credit card frequency and limit, and will automatically increase your credit limit in about half a year.

repay on time and maintain good credit. If you owe money, you can borrow it if you change it. Banks also strictly follow this ancient truth. If you don't change the money on time, you will definitely have no credit. You'd better pay it back in full, not just the minimum payment. Cycling interest will make you unbearable.

take the initiative to apply for increasing the credit limit. After half a year of normal credit card use, you can take the initiative to submit a written application or adjust the credit line through the service phone, and the bank needs to approve it. Under normal circumstances, your credit line will be increased to a certain extent after reviewing the consumption records and credit records.

Skills of increasing the quota:

Generally, it takes about half a year to increase the quota.

To increase the temporary limit, the following conditions must be met:

1. Holding the card for more than half a year;

2. In the past six months, there have been at least two credit card records every month, and online payment is not counted;

3. The total amount of the card swiped for half a year is more than 18% of the existing credit limit of the card, that is, the average monthly credit card spending is more than 3% of the credit limit;

4. There is no late payment fee due to non-repayment (only the minimum repayment amount is paid, and the expenses arising from non-full repayment are called interest, not late payment fee); If the above conditions can be met, the general application for withdrawal can be passed, and the highest standard for each withdrawal generally does not exceed 1% of the existing quota.

Is the Platinum Card of Shanghai Pudong Development Bank easy to handle? Advantages and disadvantages of Shanghai Pudong Development Bank Credit Card

Platinum cards of Shanghai Pudong Development Bank have always been hot in the whole circle, which are not only high-end in appearance, but also low in annual fee. The most important thing is that the Platinum Card of Shanghai Pudong Development Bank has many advantages, which allows him to enjoy more convenient services and more preferential policies. Therefore, many people are pursuing the Platinum Card of Shanghai Pudong Development Bank and want to apply for it. What are the advantages and disadvantages of Pudong Development Credit Card?

Is the Platinum Card of Shanghai Pudong Development Bank easy to handle

1. Its application requirements are low: as long as you are over 18 years old, your personal credit is spotless and your annual income is more than 12, yuan, you can apply.

2. Its application quota is low: Generally speaking, the quota of platinum cards is mostly around 1, to 5,, while the approval quota of the simple platinum card of Shanghai Pudong Development Bank is only around 2,.

3. Low annual fee: Perhaps this is its only advantage, as long as you apply for this card. Then the annual fee of this card is free for life.

Therefore, it is not worthwhile for people who spend a lot of money every month to apply for this card, because the amount of the simple platinum card of Shanghai Pudong Development Bank is too low to meet your daily needs.

Advantages and disadvantages of Pudong Development Credit Card

Advantages

1. Generous, as long as the bank has benefits, the amount is not a problem. A gift like a universal gold god.

2. Unified account, one account manages all cards. More worry-free.

3. The card exceeds the limit once a month. According to the system score, some people are 5% and some people are 1%. Seen the highest excess of 14%.

4. The universal fund will be distributed twice at the beginning and end of each month.

Disadvantages:

1. Pay too much attention to the use of other banks' cards. If any card is overdue, it will soon affect Pudong Development Bank's downgrade.

2. The customer service phone number is very important, which affects the risk control and withdrawal plan of the card, and even reduces the amount of the card.

3. Pay great attention to bank income, and many cards will be approved because you bought installment products. The gross profit of these products is about 5%.

4. There is a saying that the contribution of staging should be considered before playing Pufa Card.

In fact, it is relatively simple and easy to apply for the Platinum Card in Shanghai Pudong Development Bank. As long as you have good credit, certain repayment ability and local jobs and income, you can basically apply for it. Before applying for it, you should know the advantages and disadvantages of the Shanghai Pudong Development Bank credit card in detail to see if it suits you, and at the same time, you should carefully consider whether you really need it.

how about the platinum card of Pufa Dream Card?

Yes. Pufa Dream Card Classic Platinum Card is still relatively high. The credit cards of Shanghai Pudong Development Bank are divided into Puka, Gold Card and Platinum Card. Generally speaking, the amount of Pudong Development Bank Platinum Dream Card is 1,-5, yuan, the specific amount is determined by your application qualification, but the amount of Pudong Development Bank Platinum Credit Card is about 1, yuan. Pufa Dream Card Classic Platinum Card has a maximum amount of 5, yuan. The credit card quota audit system will score with reference to the stability of work, income, age, education and other factors, and finally determine the quota according to the final score.

1. When talking about the amount of Pudong Platinum Dream Card, also talk about the factors that affect the amount of credit card.

1. Credit record

When you submit a credit card application, the bank will check your personal credit record from the networking system. If the customer has bad records such as penalty interest, the bank will consider the credit card limit as appropriate.

2. Marital status

Don't be surprised to see these four words. Generally speaking, married people can get a much higher quota than unmarried people, because banks think that people with families are more stable.

3. The personal income certificate of the unit with economic ability

is a strong evidence, which can show the cardholder's income expectation and whether the income is stable. If the employee is in a high-income industry, he will get extra points when rating, which is also beneficial to your credit limit.

4. Academic qualifications

Although the requirements for academic qualifications in all walks of life are not deep, in the process of handling credit cards, the rating of graduate students or above will be higher.

5. Working conditions

Usually, engineers, economists, accountants, teachers, lawyers, civil servants, doctors, power systems and other industries will be loved by banks, so the credit card limit will be high.

6. Proof of income

Compared with people whose wages are paid in cash, borrowers who can provide bank payroll for nearly three to six months are more likely to obtain credit cards, thus obtaining credit card quotas.

7. Work unit

People who work in state-owned enterprises and top 5 enterprises will get higher credit lines, because such employees have stable work units, and banks need not worry too much about the risks they take.

2. The rights and interests of the Platinum Dream Card of Shanghai Pudong Development Bank are guaranteed as follows:

1. The Platinum Dream Card of Shanghai Pudong Development Bank is free of annual fee and page fee.

2. You can get two movie coupons and one month's driving protection rights only once if the accumulated consumption of the nuclear card reaches 19 yuan within 3 days.

3. When the cardholder donates 1, points, Shanghai Pudong Development Bank will donate 9.99 yuan to the "Hope Project 11" public welfare project for unlimited times.

4. You can get 5-day WIFI rental service in Taiwan Province or Hong Kong-Macao Stock Connect if the accumulated consumption of the nuclear card reaches 1919 yuan within 3 days.

This is the end of the introduction of Shanghai Pudong Development Bank Platinum Credit Card and Shanghai Pudong Development Bank High-end Platinum Credit Card. Have you found the information you need?